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Infrastructure upgrades since Superstorm Sandy

JENNIFER PELTZ
Associated Press

NEW YORK (AP) — Two years after Superstorm Sandy, would New York and New Jersey be better protected and prepared if such a storm struck again? A sampling of work on some key issues:

FLOOD PROTECTION

New York City: Many projects on the city’s ambitious, $20 billion roster are in early stages. But the city has added 3.5 million cubic feet of dunes that weren’t there before Sandy. Surveyors have started preliminary work toward a 1.5-mile berm-meets-park in downtown Manhattan. Major landlords have done their own flood-proofing, such as moving electrical equipment higher up.

Long Island: New protections include a two-mile-long retaining wall beneath the rebuilt boardwalk in Long Beach, where nearly 2/3 of homes flooded.

New Jersey: The state’s goal is to finish widening beaches along its entire 127-mile coastline by the end of 2016; it still needs permission even to start work on about 20 percent of properties along the way. A four-mile-long sea wall should be finished next month in Mantoloking, where Sandy damaged or destroyed virtually all 521 homes, and neighboring Brick. After three-quarters of Sea Bright’s homes were damaged, the borough added protective dunes and required new and replacement bulkheads to be higher than before. But property owners don’t have to put in bulkheads or raise existing ones.

HARDENING HOMES

Governments are helping thousands of owners not only fix but elevate their houses, while buying and leveling other damaged homes so they can’t be threatened by future floods. Some owners are raising or otherwise hardening homes themselves.

New York: The state is financing at least 2,300 home elevations statewide so far, with nearly 10,000 more houses eligible. The state also has closed on more than 315 homes to demolish and over 110 properties that will be auctioned to developers to build more resilient homes. New York City has started dispatching contractors to lift what officials anticipate will be over 4,000 homes at city expense, as part of a broader repair initiative.

New Jersey: The state aims to buy out 1,300 homes. Over 315 homeowners have accepted buyouts so far, but they’ve been on rivers or bays — not on the ocean, where the worst damage happened but property owners are reluctant to part with valuable land. Sea Bright bought out a flood-wrecked condominium complex.

EVACUATION AND RELIEF

Evacuations: New York City redrew evacuation zones to encompass about 600,000 more people and allow more carefully tailored evacuation orders.

Shelters: New Jersey will now have five medical-needs shelters around the state, rather than one large, central facility.

Relief: Governments have worked on improving plans to get help to residents after storms. So have national charities and community groups. A Staten Island nonprofit coalition has stockpiled about 1,000 meals and other supplies, compiled a list of disabled people who might need help and lined up block captains to aid evacuations in one beach community.

POWER

Among the millions of power outages Sandy caused, one image was especially stark: Manhattan darkened almost everywhere south of the Empire State Building after storm surge hit vital equipment at a power plant. That wouldn’t happen if Sandy struck today, utility Consolidated Edison says: concrete flood walls now guard that key equipment, among other new protections.

Elsewhere, the utility has ensconced about 250 crucial underground switches in newly-developed flood encasements and outfitted overhead power lines with over 3,000 devices that limit how many customers an outage affects.

Given those and other improvements already made, another Sandy would cause at least 30 percent fewer outages, chief engineer Matt Sniffen said. More upgrades are planned to protect for flooding three feet higher than Sandy’s by the end of 2016.

One idea floated after Sandy — burying all power lines — hasn’t gained traction. Cost estimates top $18 billion for the city alone. Con Ed has buried some lines that serve key facilities.

GASOLINE AND FUEL

Gas station generators: The 22 stations on New Jersey’s major toll roads have generators to pump gas if they lose power; the state is paying for backup power at 33 more stations. In New York state, over 540 gas stations near highway exits or evacuation routes have now-required switches enabling generator use.

Gasoline reserves: New York state created a three-million-gallon gasoline reserve on Long Island while federal authorities established a 500,000-barrel gasoline reserve near New York Harbor.

SUBWAYS

While still repairing damage from Sandy’s unprecedented flooding, the Metropolitan Transportation Authority has begun a yearslong process of hardening the more than 840-mile subway system. Retractable covers have been installed on some subway air vents, a retaining wall now lines a stretch of above-ground track scoured by Sandy, and an entrance to a lower Manhattan station where millions of gallons of water poured into an important tunnel now has a flood door. The MTA is determining how to protect other tunnels, including whether to use one suggestion: huge inflatable plugs.

HOSPITALS

Many have made improvements, including two major New York City hospitals that were flooded and evacuated. Bellevue Hospital moved many electrical and mechanical components to higher floors and extended generator power to such areas as MRI and chemotherapy facilities. NYU Langone Medical Center has gotten taller flood barriers, expanded its fleet of generators and moved its underground Con Ed feed to a higher point. When the hospital’s own power plant — planned before Sandy — is ready for emergency use next year, it will have three hardy sources of power.

But a proposal to require many hospitals and other sizeable buildings in flood zones to add certain protections stalled in the City Council last year.

On Long Island, flooded and financially troubled Long Beach Medical Center remains closed. Another hospital is determining whether to repair, rebuild or relocate it.

___

Parry reported from Sea Bright, New Jersey, and Mantoloking New Jersey.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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