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Family ties can be a candidate’s blessing or curse

DONNA CASSATA
Associated Press

WASHINGTON (AP) — Ah, the family. They can be a candidate’s sounding board, worthy surrogates and an attractive image for a television ad.

Or they can be a massive headache to rival any uncomfortable Thanksgiving dinner.

In Arkansas, former Sen. David Pryor and his wife, Barbara, campaign for son Mark, the incumbent Democratic senator, while onetime elected officials — Georgia’s Sam Nunn, Florida’s Bob Graham and Louisiana’s Moon Landrieu — are lending a hand to their daughters.

Gwen Graham is seeking a House seat in northern Florida, Michelle Nunn is running for the Senate and Mary Landrieu is pursuing a fourth Senate term. The presence of their fathers, whether in campaign ads or on the trail, is a reminder to older voters, crucial in low-turnout midterm elections, of the Southern Democrats of the past.

Family also can be about the future.

Republican Rep. Tom Cotton, who is looking to unseat Mark Pryor, frequently mentions that he and his wife, Anna, are expecting the couple’s first child, a boy, in April.

Those are the positives, but the family affair can have its pitfalls, creating problems for political hopefuls who suddenly have some explaining to do because of a spouse or relative.

In Nevada last week, seven members of Paul Laxalt’s family endorsed his rival for attorney general, Democrat Ross Miller, writing in a letter to the editor in the Las Vegas Sun that Miller was the “most qualified.”

In Oregon this month, the fiancee of Democratic Gov. John Kitzhaber shockingly admitted that she was paid to illegally marry an immigrant in 1997. The sham marriage forced the governor to talk about how he was hurt rather than the issues.

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House Republican candidate and Iraq War veteran Paul Chabot couldn’t make the Immanuel Baptist Salt and Light Ministry forum with local and congressional candidates on Oct. 9 in Highland, California, so he sent his wife, Brenda.

Questioned whether the country was spending enough on defense, Brenda Chabot said no and then offered a testimonial about her husband, saying “he wouldn’t tell you this because he is pretty humble, but he actually wrote the strategy to defeat al-Qaida in Iraq in 2008 when the surge occurred.”

Retired Army Gen. David Petraeus is largely credited with drawing up the strategy of dispatching more U.S. troops into Iraq that former President George W. Bush announced on Jan. 10, 2007.

Chabot, it turns out, was a military intelligence officer who wrote a paper in 2008 titled, “Theory to Strategy: How to Defeat al-Qaida in Iraq and around the Globe. A conceptual model to defeat terrorist and high-level criminal organizations.”

Asked about his wife’s comments, Paul Chabot said in an interview, “It’s not ‘the’ strategy, it was ‘a’ strategy, in fact there were many strategies if you will.”

He complained that “it’s a new low when they drag in a candidate’s spouse.”

Chabot faces Democrat Pete Aguilar, the mayor of Redlands, for the open seat.

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Georgia gubernatorial candidate Jason Carter has the most high-profile relative — his grandfather, former President Jimmy Carter.

In his campaign against Republican Gov. Nathan Deal, the younger Carter has had to answer for several of his grandfather’s comments and positions.

The elder Carter criticized Israel and Hamas in Foreign Policy magazine this year. Carter wrote that “there is no humane or legal justification for the way the Israeli Defense Forces are conducting this war,” and the former president called the death of hundreds of Palestinian noncombatants a “humanitarian catastrophe.”

Facing questions, Jason Carter told the Atlanta Journal-Constitution, “I believe that Israel has a right to defend itself, especially against Hamas’ terrorist actions.”

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In Iowa’s competitive Senate race, Republicans have made hay about chickens, specifically the dispute that Democratic candidate Bruce Braley and his wife, Carolyn, had with a neighbor over her chickens who wandered onto the couple’s vacation property.

The Braleys complained to the neighborhood association. The association’s board ruled that the chickens were pets that could be kept in the yard if they were fenced in.

Republican candidate Joni Ernst claimed that Bruce Braley had threatened to sue his neighbor over chickens. Braley and fact-checkers said not so.

Separately, Ernst had to answer questions about critical comments her husband, Gail, posted on his Facebook page, including calling former Secretary of State Hillary Rodham Clinton a “hag” and joking about shooting a former spouse. The candidate told the Des Moines Register she was appalled by her husband’s comments, which were removed from his Facebook page.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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