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NJ Gov. Christie back again in Iowa; 2016 on mind?

JILL COLVIN
Associated Press

CLIVE, Iowa (AP) — New Jersey Gov. Chris Christie, returning to Iowa to headline one of the biggest events on the state’s political calendar, criticized President Barack Obama in a fiery speech Saturday night that sounded like the early makings of a presidential pitch.

“America used to control events both here at home and around the world. And now it seems that our fate is being dictated to us by others,” Christie said. “It is because of the lack of leadership that we have in the White House. It has been six long years, but I bring you good news: There are only two more years left,”

Christie was the featured speaker at fellow GOP Gov. Terry Branstad’s birthday bash in Clive, outside Des Moines. Earlier in the day Christie attended Rep. Steve King’s annual pheasant hunt lunch in Akron, in northwest Iowa, giving him the chance to meet with Republican activists and fundraisers who could propel a potential White House bid in 2016. He skipped the hunt itself.

He began a long day in the Midwest by attending a tailgate fundraiser before the Rutgers-Nebraska football game in Lincoln, Nebraska, a guest of GOP gubernatorial nominee Pete Ricketts.

Christie’s speech Saturday night was meant to boost Iowa’s Republican ticket, including Branstad, who is on track to become the nation’s longest-serving governor. But he spent the bulk of his time on stage painting the picture of a country hungry for leadership and a world adrift, with a feckless White House to blame.

The visit, about a week before the midterm elections, was Christie’s third in recent times to the state, and yet again stoked speculation that he is laying the groundwork for a presidential run. Indeed, Christie, who serves as chair of the Republican Governors Association, announced during his speech that he’ll be back in Iowa once against on Thursday — despite Branstad’s double-digit lead in recent polls.

While the state’s Republican voters are generally seen as more conservative than Christie’s natural base and his support among a wide-open field lags in early polling among likely GOP caucus-goers, Christie has forged strong ties with some important Iowa operatives who have made it clear they would jump to help if he decided to run.

“I’m strongly supporting him,” said Jim Kersten, a former state senator who joined other Iowa powerbrokers on a mission to New Jersey in 2011 to try to lure the governor into running against Obama.

Kersten said Christie’s latest visit would allow him to interact with a wide cross-section of voters.

Kersten said the stop in northwest Iowa, “the heart of the conservative Republican base, is very important and I think it says a lot that he’s willing to come up and have a discussion with them.”

The crowd of several hundred at Branstad’s celebration represented “the real faithful from all across the state,” Kersten said. “So I think it gives him an opportunity to really see and get to know and other Iowans get to know him.”

But even with enthusiastic backers, recent polls suggest Christie could face an uphill climb is he were to make a play for Iowa.

A recent Bloomberg Politics/Des Moines Register poll found just 6 percent of Republican likely caucus-goers say Christie would be their first choice for president; that put him eighth in a crowded group of potential hopefuls led by 2012 GOP nominee Mitt Romney, who has said he won’t run again.

While the field appears wide open, Christie’s negative ratings are the highest of the bunch, with 45 percent of those who responded saying their feelings toward him are either mostly or very unfavorable.

John Ymker, 65, who runs a pork plant, said he was open to a potential Christie candidacy, but he has his doubts, pointing specifically to Christie’s embrace of Obama after Superstorm Sandy.

“You know, birds who flock fly together,” he said before heading into King’s lunch. “That bothered me.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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