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Bermuda clears trees, power lines hit by Gonzalo

JOSH BALL
Associated Press

HAMILTON, Bermuda (AP) — Crews cleared away downed trees and power lines Saturday after Hurricane Gonzalo battered this tiny, wealthy British territory for several hours but caused no deaths or serious injuries.

The storm’s center crossed over Bermuda late Friday and Gonzalo quickly moved northward over the Atlantic on a track that could take it just off the shore of Newfoundland in Canada early Sunday.

More than 18,000 homes in Bermuda were still without power Saturday night, but Premier Michael Dunkley said cleanup efforts were going smoothly. He said the U.S., Britain and other nations have offered assistance.

“All hands were on deck and worked very well,” he tweeted Saturday night. “Much to be done but we are roaring back!”

Gonzalo approached Bermuda as a Category 3 storm then weakened to Category 2 strength just before coming ashore with sustained winds of 110 mph (175 kph). Even after beginning to move away, its fierce winds battered the island for hours.

Maria Frith, who owns Grape Bay Cottages on Bermuda’s south coast, said in a phone interview that the hurricane woke her up before dawn when it tore the patio roof off her house.

“To be perfectly honest with you, I was terrified, partly because of the noise,” she said. “It was really scary.”

Some Bermudians woke up to toppled concrete walls, uprooted palm trees and boats run aground. Gonzalo ripped part of the roof off the island’s legislature as well as the roof of an exhibit at the Bermuda Aquarium, Museum & Zoo.

No catastrophic damage was reported on Bermuda, which has one of the highest per-capita incomes in the world and is known for strict building codes meant to ensure homes can withstand sustained winds of at least 110 mph (177 kph).

Officials had not yet announced whether government offices and schools would reopen Monday. The island’s international airport remained closed Saturday night but officials said it might reopen Sunday afternoon.

The last major hurricane to strike Bermuda was Fabian in September 2003. That Category 3 storm killed three police officers and a civilian and caused more than $100 million in damage.

The island was still recovering from last weekend’s blast from Tropical Storm Fay, which also damaged homes and toppled power lines.

“To be struck twice by two different cyclones is unusual, to say the least,” said Max Mayfield, a former director of the U.S. National Hurricane Center in Miami.

The U.S. National Hurricane Center said Gonzalo weakened as it moved away from Bermuda on a track that would take it past Newfoundland and then across the Atlantic to Britain and Ireland.

Late Saturday, the storm was centered 360 miles (580 kilometers) southwest of Cape Race, Newfoundland, with maximum sustained winds of 90 mph (150 kph) as it moved northeast at 39 mph (63 kph).

Forecasters said it would pass close to Cape Race early Sunday. Officials said there could be some flooding.

Hurricane warnings were in effect for the Grand Banks area, where three major offshore oil installations are located. Operators of the Hibernia, Terra Nova and SeaRose sites announced no plans to evacuate the three crews, which generally total more than 700.

Across the Atlantic, Britain’s meteorological agency issued an alert for strong winds and heavy rain expected Tuesday from the remains of Gonzalo. It warned of the potential for significant disruption of travel and difficult driving conditions.

Gonzalo earlier claimed one life in the Dutch territory of St. Maarten and the hurricane center said it could still whip up dangerous surf on portions of the U.S. coast and Canada.

In southern Mexico, the brief Tropical Storm Trudy was downgraded to a tropical depression as it continued to dump heavy rain. Authorities warned of the danger of flash floods and landslides.

Also in the Pacific, Hurricane Ana was weakening a bit as it moved to the west of Hawaii, producing high waves, strong winds and heavy rains that prompted a flood advisory. The center of the storm was about 135 miles (218 kilometers) southwest of Honolulu, the National Weather Service said.

Forecasters said the storm, which had sustained winds of about 80 mph (129 kph), was likely to pass closer to Kauai late Saturday than originally expected but was staying out to sea.

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Associated Press writer Josh Ball reported this story in Hamilton, Bermuda, and Danica Coto reported from San Juan, Puerto Rico.

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Associated Press writer Rob Gillies in Toronto contributed to this report.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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