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Planners Want To Show What Changes Might Be Coming To Bethesda

By WTOP Staff

Ourisman Honda and the 7001 Arlington Road apartment project

Planners hope to show what specific changes might be coming to downtown Bethesda with a live online broadcast featuring area property owners.

The Online Property Owners Forum is part of the Bethesda Downtown Plan — the revision of the Central Business District’s sector plan that will set guidelines for zoning, roads and other land use policies for the next 20-25 years.

Instead of a more typical open house or exhibit style event, county planners will live stream short presentations from property owners from 9 a.m.-11:30 a.m. on Wednesday, Oct. 29. Planners think the format will allow them to reach more people.

Also part of the forum will be an interactive map showing ideas for redevelopment around town.

The Planning Department announced the forum on Friday and is looking for property owners considering changes that might come about as a result of new zoning in the new sector plan.

Planners have requested images, descriptions and contact information in each property owner presentation. Those who participate will also broadcast their presentations from Planning Department headquarters in Silver Spring. The department sent an invitation to the event to all property owners in downtown Bethesda:

You are invited to participate in an online “forum” for the Bethesda Downtown Plan. Many of you have attended face-to-face meetings and events about the Bethesda Downtown Plan and we are grateful for your feedback and involvement. Please take this opportunity to share your most current ideas for your property. The online forum follows in the tradition of what was once called a “property owners’ forum”. As you know, we had earlier considered hosting an open house/exhibit style event rather than a “forum”. However, we believe that by using an online platform instead, we will be able to engage more people.

Planners will make their sector plan recommendations to the Planning Board in December.

In a preliminary concept plan presented in May, planners identified the area of Pearl Street between Montgomery Avenue and East-West Highway as an area very much in play for large-scale redevelopment.  A group of property owners there have come to planners with specific plans for transforming the area with more mixed-use development.

The same could be true of the area of office buildings along Arlington Road just north of Bradley Boulevard, where property owners have also come to planners with ideas for redevelopment.

“We hope that this new approach will better enable you and others to confer and collaborate to find common ground as we move forward with work on the Sector Plan,” read the invitation to property owners. “We encourage everyone to continue communicating via e-mail, phone conversations and face to face meet-ups.”

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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