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6 Tips for Re-Entering the Workforce

Getting back into the workforce after a period of not working — whether due to having a baby, going back to school or raising kids — is a challenge for the best of us. After all, the industry you worked in months or years ago is moving at the speed of light, and you may feel technology has left you behind.

With a little effort, you can compete with any other job seeker, no matter how much time you’ve taken off.

1. Assess where you are. If you’ve been out of the job market just a few months, brushing the dust off of your résumé shouldn’t be a big deal. Just be ready to explain the gap in your work history. You may want to check to see if there are any skills you could catch up on so potential employers don’t even notice that gap.

If, on the other hand, it’s been years since you stepped foot in an office, you’ll have more work to do to catch up on the tools and trends that people in your field are currently using. Be honest with your abilities (and lack thereof) so you can build a game plan that will give you an edge.

2. See what’s out there. The best indicator of how well-qualified you are for a job these days is what employers are hiring for, says Fabiola Guzman, a single mother who used online learning to improve certain job skills. “Reading job requirements in your field is a great way to see what employers are looking for in new candidates,” she says.

Start with job descriptions for the role you last held, and see if they’re still in line with your abilities. If the job has changed drastically since you last worked, consider taking a step backward in the jobs you apply for.

3. Get to know the players. While maybe at one point you knew everyone in your industry, that might not be the case now. Visit LinkedIn, browse through your contacts from the past and see if any are still working in the same company or field. If so, reach out and let them know you’re planning to jump back in. Try to schedule coffee meetups or lunches to just talk about what’s happening in the industry and maybe pick up a few useful hints about how you can be more appealing as a job candidate today. While it’s fine to ask if your old contacts know of any open positions, don’t make them feel awkward by soliciting them to hire you.

If you don’t know anyone in the industry, find local meetings (try Meetup.com) for professionals in your field. While you don’t want to flat-out promote the fact that you’re looking for a job, you do want to pay close attention to what you learn there, as well as the people you meet. Connect with new contacts on social media, and begin to build that relationship online and off.

4. Bone up on new skills. Going back to college isn’t your only option for updating your job skills. Online learning tools like Udemy (udemy.com) can quickly teach you skills, such as using new software programs, leveraging Internet marketing or creating budgets — all skills that will help you qualify for the jobs you’re interested in.

Penny Owings, a mother of two daughters who are now of college age, used online learning to supplement her associate degree and create her own blog, study web design and learn Photoshop. “Being educated and up-to-date in your job area is very empowering when sitting in an interview,” she says. “It looks good on your résumé, too!”

5. Consider a change. Before you dive back into what you used to do, consider whether that’s really what you want. Maybe you quit your job, because you hated what you did. There’s no sense in being in that situation again if you can change it now. Owings says: “Re-entering the workforce is also a great time to change careers. Online learning is a perfect place to try on something new for a career to see if you like it or not!” If your heart tells you that you want to do something new, find out what skills you need, and be willing to start at an entry-level position to get where you want to be.

6. Take feedback to heart. When you interview for a job and don’t get selected, ask the hiring manager if there were areas in your job history or experience he or she found lacking that perhaps you could work on. Receive her response openly, and use this as a starting point for the next part of your journey to professional development. And keep that relationship open — that hiring manager might like to hear back from you after you polish your experience and skills.

Lindsay Olson is a founding partner and public relations recruiter with Paradigm Staffing and Hoojobs, a niche job board for public relations, communications and social media jobs. Hoojobs was voted as a Top Career website by Forbes. She blogs at LindsayOlson.com, where she discusses recruiting and job search issues and is chief editor of the HooHireWire — The Hoojobs Guide to Hiring & Getting Hired.

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6 Tips for Re-Entering the Workforce originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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