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5 Ways Baby Boomer Job Seekers Can Build an Online Presence

If you’re job searching, hiring managers and recruiters are probably searching for you online. And if your online presence consists of nothing or photos from a 2008 family reunion, you’re missing the boat.

“It shows you didn’t get the memo,” says Phyllis Mufson, a Sarasota, Florida-based career coach. A 2013 Jobvite survey of 1,600 recruiting and human resources professionals found the percentage of recruiters using or planning to use social media for their scouting at 94 — 94! — percent. While being judged based on your online persona may seem unnerving, the practice can actually be helpful to job seekers. A June CareerBuilder survey found that employers often liked what they saw on candidates’ profiles.

Nearly half of the 2,000-plus hiring managers and human resources professionals surveyed said they hired a candidate because they got a good sense of his or her personality via social media and could see the person being a good fit with the company culture. Many of those surveyed were also impressed by candidates’ professional images, communication skills and wide ranges of interest.

For baby boomers and older job seekers, an online presence can be doubly important. “Most boomers in the job search are concerned about age bias on the part of employers,” says Mufson, referring to the assumption that older workers lack technology know-how. “Being active in social media is one of the ways you can immediately signal to employers that you’re not those people — you’re going to create the impression that you’re up on what’s happening, you’re keeping up on trends and you’re technologically adept.”

[Read: Quick and Simple Tips for Baby Boomers on the Job Hunt .]

Appearing to be “technologically adept” doesn’t have to be an overwhelming pursuit for those new to the digital world. “One of the reasons a lot of people avoid getting involved in social media is because they feel like they have to do it all,” Mufson says. But that’s not the case. Mufson advises beginners to take it slow with the five steps below:

1. Google yourself. Open a new browser window or tab in “incognito” mode, and Google your name. What do you see? If personal Facebook photos crop up, that’s an indicator you should tighten your privacy settings on the social network. If someone else with your name is hogging the whole search page with his or her websites and profiles, Mufson suggests adding a middle initial or a maiden name to yours when creating new profiles. This way, you’ll be more easily found and less likely to be confused with other people with the same name.

2. Build your LinkedIn profile. In the Jobvite survey, 96 percent of recruiters said they search for candidates on LinkedIn, 94 percent said they contact candidates on LinkedIn and 92 percent said they vet candidates on LinkedIn before setting up interviews. As Mufson sums it up: “It’s the big kahuna” of job search. While Twitter and other platforms certainly matter, she suggests beginners “build a home base on LinkedIn” first. Take advantage of LinkedIn’s thorough articles, videos and new user guides to get started, she says.

Mufson also stresses the importance of filling out the profile until it’s 100 percent complete, which you can track on the bar graph on the right-hand side of your profile page. A complete profile means you should add a profile photo, too. She points out that some older candidates are wary of posting a photo for fear it’ll result in age bias. Her point: Your age will come out sooner or later. “If you are frank about who you are, where you are and your age, the people who are going to contact you are already OK with it,” she says. While career experts vary on their profile photo advice, Mufson suggests using a headshot for LinkedIn. The look you’re going for? “Approachable and confident,” she says.

[See: 16 Things You’re Doing All Wrong on LinkedIn.]

3. Create a Google Plus account. This process takes a matter of minutes if you simply start at plus.google.com and transfer the profile information you’ve already set up on LinkedIn. Later, you can experiment with connecting with others and posting. For now, however, simply having a filled-out profile is one more way to build your online presence and tell recruiters and hiring managers you know what you’re doing.

4. Start commenting and reviewing. Another way to get your name and personal brand out there is to comment on top blogs in your industry, Mufson says, adding to sign with your full name and professional title. “It’s an opportunity where you can write something knowledgeable and show you understand who the experts are in your field,” she says. Do the same while reviewing books in your field on Amazon.

5. Set up a Google alert. Go to google.com/alert, and set up notifications for when your name appears on the Web, Mufson suggests. That way, you’ll know immediately if something has “gone awry,” she says, like the rare occasion that one of your new accounts gets hacked.

[Read: 10 Reasons Job Seekers Should Embrace Social Media .]

These five steps comprise only a byte-size portion of what job seekers can do to leverage their online presence. LinkedIn alone offers a goldmine of opportunities, and hopefully once your profile is complete, you’ll be eager to explore other websites like Twitter. As Mufson puts it: “There’s no end to what you can do online.”

More from U.S. News

How to Use Social Media to Land a Job

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5 Ways Baby Boomer Job Seekers Can Build an Online Presence originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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