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Wildlife populations plummet for 3,000 species

By WTOP Staff

JOHN HEILPRIN
Associated Press

GENEVA (AP) — About 3,000 species of wildlife around the world have seen their numbers plummet far worse than previously thought, according to a new study by one of the world’s biggest environmental groups.

The study Tuesday from the Swiss-based WWF largely blamed human threats to nature for a 52 percent decline in wildlife populations between 1970 and 2010.

It says improved methods of measuring populations of fish, birds, mammals, amphibians and reptiles explain the huge difference from the 28-percent decline between 1970 and 2008 that the group reported in 2012.

Most of the new losses were found in tropical regions, particularly Latin America.

WWF describes the study it has carried out every two years since 1998 as a barometer of the state of the planet.

“There is no room for complacency,” said WWF International Director General Marco Lambertini, calling for a greater focus on sustainable solutions to the impact people are inflicting on nature, particularly through the release of greenhouse gases.

The latest “Living Planet” study analyzed data from about 10,000 populations of 3,038 vertebrate species from a database maintained by the Zoological Society of London. It is meant to provide a representative sampling of the overall wildlife population in the world, said WWF’s Richard McLellan, editor-in-chief of the study.

It reflects populations since 1970, the first year the London-based society had comprehensive data. Each study is based on data from at least four years earlier.

Much of the world’s wildlife has disappeared in what have been called five mass extinctions, which were often associated with giant meteor strikes. About 90 percent of the world’s species were wiped out around 252 million years ago. One such extinction about 66 million years ago killed off the dinosaurs and three out of four species on Earth.

In the new WWF study, hunting and fishing along with continued losses and deterioration of natural habitats are identified as the chief threats to wildlife populations around the world. Other primary factors are global warming, invasive species, pollution and disease.

“This damage is not inevitable but a consequence of the way we choose to live,” said Ken Norris, science director at the London society. “There is still hope. Protecting nature needs focused conservation action, political will and support from industry.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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