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Refugee plan set up for Central American minors

JIM KUHNHENN
Associated Press

WASHINGTON (AP) — The Obama administration is initiating a program to give refugee status to some young people from Honduras, Guatemala and El Salvador in response to the influx of unaccompanied minors arriving at the U.S.-Mexico border.

Under the program, immigrants from those countries who are lawfully in the United States will be able to request that child relatives still in those three countries be resettled in the United States as refugees. The program would establish in-country processing to screen the young people to determine if they qualify to join relatives in the U.S.

In a memorandum to the State Department Tuesday, President Barack Obama allocated 4,000 slots for refugees from Latin America and the Caribbean for next year. The number is a fraction of the number of children who have already crossed the border into the United States and are awaiting deportation proceedings.

The program would not provide a path for minors to join relatives illegally in the United States, and would not apply to minors who have entered the country illegally.

Instead, it aims to set up an orderly alternative for dealing with young people who otherwise might embark on a dangerous journey to join their families in the United States.

The program is not likely to stop other minors or migrant families from seeking to cross the border.

Last month, Border Patrol agents apprehended 3,129 young people, mostly from Honduras, El Salvador and Guatemala. Since the start of the budget year in October, more than 66,000 unaccompanied children have apprehended crossing the border illegally, nearly double the number from the 2013 budget year.

That number has been declining but remains a worry for the administration as Obama considers ways to remove the threat of deportation and grant work permits potentially to several million immigrants already illegally in the U.S.

Under the plan, the U.S. would process refugee requests for youths in Honduras, El Salvador and Guatemala. Similar in-country screening programs were set up in East Asia after the Vietnam War and in Haiti in the 1990s.

The plan was included in a White House memo to the State Department setting a total 2015 allocation of 70,000 refugees from Africa, East Asia, Europe and Central Asia, Latin America and the Caribbean and the Near East and South Asia. In addition to specifying El Salvador, Honduras and Guatemala, the memorandum also singled out Cuba, Iraq, Eurasia and the Baltics as locations where the United States could screen individuals for potential refugee status.

The United Nations has pushed the U.S. to treat children arriving at the southern border from Honduras, Guatemala and El Salvador as refugees displaced by armed conflict. Growing control by drug traffickers and street gangs has made the three-country region one of the most violent regions in the world in recent years.

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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