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How I Got to College: Hallie Bodenstab

This past spring, U.S. News visited La Jolla High School in the San Diego Unified School District to ask several seniors who had recently gone through the college application process and were then weighing their options for lessons learned along the way — and their best tips for high school students just getting started.

Set in a postcard-perfect seaside community, La Jolla High is a comprehensive high school serving about 1,650 students. Because of the district’s emphasis on school choice, students from an array of San Diego neighborhoods attend La Jolla.

The school provides Advanced Placement courses in 21 curricular areas; 98 percent of students graduate, on average, and 70 percent go on to four-year colleges (about 22 percent go to a two-year school). White students comprise 56 percent of the student body, with Hispanics, Asians and African-Americans accounting for most of the rest.

Hallie Bodenstab’s family hired an “expensive college counselor” to help guide the application process, leaving the budding engineer, who wants to go into sales, with mixed feelings.

The counselor “kept me on track,” which avoided fights with Mom and Dad, and helped her land a spot at her top choice — Lehigh University in Pennsylvania, where she is a third-generation legacy — by advising her to apply early decision.

But a downside, she feels, was that she ended up taking chemistry and AP English — a struggle — rather than regular senior English and an arts class; she loves and is active in the performing arts. She made sure she had applications ready to send to several other schools, including Lafayette College in Pennsylvania, the University of Puget Sound in Washington and Carleton College in Minnesota, in case Lehigh said no.

In her application, she highlighted being a strong student with an interest in science balanced by a deep resume in theater, music and art. She also pointed to a summer computer science internship at a local firm — an experience that dissuaded her from majoring in the subject.

GPA: 3.9 unweighted

ACT score: 32 composite

Extracurriculars: Drama club , singing, kickboxing, working as a singing princess at kids’ birthday parties

Essay: In response to a Lehigh prompt asking her to describe what her 1 million-hit YouTube video is about: “Using my voice against authority, and doing the right thing,” she says.

Helpful resource: “The Hidden Ivies” book. “A lot of good schools don’t get enough credit,” Bodenstab says.

Major selling point: She was attracted to Lehigh’s “real engineering” program and undergraduate research opportunities in the field.

Eye-opener: While several liberal arts schools tout their 3-2 programs — three years to get one bachelor’s degree are followed by two years at a partner engineering school for a second bachelor’s — it seemed too big a risk. Only the top students are likely to make the leap.

Stressor: Applying to one school while everybody else seems to be applying to 20.

Advice: Find schools that are a good fit instead of focusing your energy on reach schools.

This story is excerpted from the U.S. News “Best Colleges 2015” guidebook, which features in-depth articles, rankings and data.

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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