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Government confirms first case of Ebola in US

By WTOP Staff

DALLAS (AP) — Federal health officials have confirmed the first case of Ebola diagnosed in the U.S. in a patient who recently traveled from Liberia to Dallas.

Officials say the unidentified patient is critically ill and has been in isolation at Texas Health Presbyterian Hospital since Sunday.

Health authorities have begun tracking down family and friends who could be at risk for becoming ill. Officials say there are no other suspected cases in Texas.

The director of the Centers for Disease Control and Prevention, Dr. Tom Frieden, says the patient left Liberia on Sept. 19, arrived in Dallas the next day to visit relatives and started feeling ill four or five days later. He says it was not clear how the person became infected.

Frieden says passengers and crew who were on the same flight are not at risk because the patient had no symptoms when he traveled. The disease is not contagious until symptoms begin, and it takes close contact with bodily fluids to spread.

Frieden said at a news conference today that he has no doubt the case will be contained.

%@AP Links

279-a-15-(Dr. Tom Frieden (FREE’-dehn), director, Centers for Disease Control and Prevention (CDC), at news conference)-“entering this country”-CDC Director Dr. Tom Frieden says the patient who’s tested positive for Ebola had no indication of illness before traveling from Liberia. (30 Sep 2014)

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278-a-11-(Dr. Tom Frieden (FREE’-dehn), director, Centers for Disease Control and Prevention (CDC), at news conference)-“the United States”-CDC Director Dr. Tom Frieden says a patient being treated at a Dallas hospital has tested positive for Ebola. (30 Sep 2014)

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288-a-08-(Dr. Tom Frieden (FREE’-dehn), director, Centers for Disease Control and Prevention (CDC), at news conference)-“be at risk”-CDC Director Dr. Tom Frieden says the Ebola patient in Dallas could not have infected anyone before he started having symptoms. (30 Sep 2014)

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289-a-11-(Dr. Tom Frieden (FREE’-dehn), director, Centers for Disease Control and Prevention (CDC), at news conference)-“symptoms until isolation”-CDC Director Dr. Tom Frieden says health officials will track the Ebola patient’s contact with others after getting sick. (30 Sep 2014)

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287-a-09-(Dr. Tom Frieden (FREE’-dehn), director, Centers for Disease Control and Prevention (CDC), at news conference)-“stop it here”-CDC Director Dr. Tom Frieden says the general public is not at risk because of the Ebola case in Dallas. (30 Sep 2014)

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291-a-11-(Dr. Tom Frieden (FREE’-dehn), director, Centers for Disease Control and Prevention (CDC), at news conference)-“that stop it”-CDC Director Dr. Tom Frieden says U.S. health officials are confident their protocols work effectively against Ebola. (30 Sep 2014)

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APPHOTO GAJB10: Director of Centers for Disease Control and Prevention Dr. Tom Frieden speaks during a news conference after confirming that a patient at Texas Health Presbyterian Hospital has tested positive for Ebola, the first case of the disease to be diagnosed in the United States, announced Tuesday, Sept. 30, 2014, in Atlanta. The person, an adult who was not publicly identified, developed symptoms days after returning to Texas from Liberia and showed no symptoms on the plane, according to the Centers for Disease Control and Prevention. (AP Photo/John Bazemore) (30 Sep 2014)

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Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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