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Eying 2016, Rand Paul courts young voters

STEVE PEOPLES
Associated Press

WASHINGTON (AP) — Kentucky Sen. Rand Paul is working to improve the Republican Party’s image among young voters as he visits South Carolina, a key state in the presidential primary calendar.

The tea party favorite, who hopes to strengthen his national network ahead of a likely White House bid, was set to appear at the University of South Carolina and at the College of Charleston on Tuesday before addressing the Horry County GOP.

Paul says the Republican Party has a big opportunity to attract more young voters — a group that fueled President Barack Obama’s success and could prove critical to Hillary Rodham Clinton should she seek the Democratic presidential nomination in 2016. Polls suggest Obama’s standing with younger voters has slipped significantly in recent months.

“Young people aren’t so wedded to party,” Paul, 51, said in an interview with The Associated Press. “The kids are probably adrift somewhat. And I don’t think someone who is an authoritarian, or comes from a much more authoritarian point of view like Hillary Clinton, will attract them.”

While the next presidential primary season won’t begin in earnest until next year, Paul already has established himself as among the most active prospective candidates. His South Carolina visit marks his fourth appearance in the state this year, according to his office. But he disputed a recent report that he had decided to seek the presidency as long as his wife agreed.

“There has been no final decision,” Paul said, noting that his wife’s support is “a big part” of that decision. “But you can tell obviously by my travels and by the people who have come to work for our organization that there is an interest. We’re not sitting passively by and doing nothing. We’re building a nationwide organization.”

Perhaps best known for his libertarian positions on civil liberties and foreign policy, Paul is casting himself as an anti-establishment conservative eager to repair what he called the Republican Party’s “tattered” image.

He is critical of the GOP’s push to require voters to present photo identification at the polls and reduce early voting in some states, moves criticized as efforts to suppress participation by minority voters who typically support Democrats. Republican-led legislatures in North Carolina and South Carolina in recent years passed Voter ID laws that were challenged by the Justice Department as discriminatory.

Paul said he doesn’t think Republicans are trying to suppress the minority vote, but acknowledged that many African-Americans believe that to be the case.

“I’ve cautioned Republicans, ‘You need to be aware of peoples’ perceptions,'” he said. “If the perception is out there, why don’t you start talking about something good, like restoring peoples’ right to vote?”

Paul is scheduled to spend Wednesday campaigning alongside Senate candidate Thom Tillis in North Carolina, where the Republican-led legislature has voted to limit early voting and end same-day voter registration.

“I think it’s a dumb idea to spend a lot of time on Republicans trying to change early voting,” Paul said, citing a similar law in Texas. “My position is I want more people to vote, not less.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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