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Huskers looking to dent Michigan St. defense again

By WTOP Staff

ERIC OLSON
AP College Football Writer

LINCOLN, Neb. (AP) — Michigan State has had one of the nation’s top defenses in recent seasons, and no team has moved the ball better against it than Nebraska.

The 19th-ranked Cornhuskers (5-0, 1-0 Big Ten) hope the trend continues Saturday night when they meet the No. 10 Spartans (3-1) in East Lansing, Michigan.

“We’ve had some success, but they’ve had some success, too,” Nebraska coach Bo Pelini said Monday. “I don’t worry a lot about what’s happened in the past or anything like that. It’s about what’s going to happen Saturday night and how two football teams are going to play Saturday night.”

In 2012, the Huskers ran for 313 yards in a 28-24 victory, with Ameer Abdullah going for 110. Nebraska’s 473 total yards were 90 more than any other team gained against the Spartans.

In 2013, Nebraska totaled 392 yards against what would end up as the nation’s No. 2 defense. Abdullah had 123 of the Huskers’ 182 rushing yards. Only Ohio State ran for more against Michigan State. Problem last year was that the Huskers committed five turnovers and the Spartans won 41-28.

If Nebraska can win in its first true test of the season, it would be undefeated through six games for the first time since 2001.

“I think our guys are hungry,” Pelini said. “We have a really good opponent, and our guys are looking forward to playing a good opponent. We have a lot of respect for Michigan State, trust me. And we know we’re going to have to play well to beat them. I bet if you talk to those guys on their side, they probably feel the same way.”

Unlike lots of Nebraska fans, Pelini has made peace with last year’s turnover-filled loss in Lincoln. He prefers to look at it as a learning experience.

“It’s going to be hard to win a football game when you turn over the ball five times,” Pelini said. “We need to play better and cleaner to give ourselves a chance of winning.”

The Spartans converted four of the five turnovers — three of which came inside the Huskers’ 22-yard line — into 24 points. Michigan State went on to win the Big Ten and Rose Bowl, leaving Big Red fans to wonder what could have been if the Huskers had been able to hold onto the ball.

“What happened happened,” Pelini said. “You can look at it two ways. You can look at it that we gave it to them; you could look at it from their standpoint that they took it. I don’t want to say, ‘Hey, we should have won the football game.’ That’s kind of a cop-out to a certain extent. That’s not giving Michigan State credit. They won the football game, we lost, no matter how it happened.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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