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Davis, West head umpire crews for wild-card games

NEW YORK (AP) — Umpires Gerry Davis and Joe West will be the crew chiefs for the wild-card games this week.

Major League Baseball on Monday announced the assignments for the early-round matchups.

Davis has worked 122 postseason games, more than any other umpire. He’ll handle the Oakland at Kansas City game Tuesday night, along with James Hoye, Dan Iassogna, Bill Miller, Todd Tichenor and Bill Welke.

West tops all active umpires with 37 years in the majors. He’ll work San Francisco at Pittsburgh on Wednesday night with Doug Eddings, Paul Emmel, Andy Fletcher, Brian Gorman and Mark Wegner.

Ted Barrett will be in charge when the AL wild card visits the Los Angeles Angels in the division series Thursday. The crew includes Lance Barksdale, Chris Guccione, Paul Nauert, Jeff Nelson and Jim Reynolds.

Jeff Kellogg’s crew for the Detroit-Baltimore series is Scott Barry, Dan Bellino, Fieldin Culbreth, Paul Schrieber and Jim Wolf.

Mike Winters will work the NL wild card at Washington series with Vic Carapazza, Laz Diaz, Tom Hallion, Brian Knight and Hunter Wendelstedt.

Dale Scott will be the crew chief for the St. Louis-Los Angeles Dodgers series with Eric Cooper, Rob Drake, Jerry Layne, Jerry Meals and Alan Porter.

Umpires Phil Cuzzi and Tim Timmons will work as the replay officials during the wild-card game. CB Bucknor, Chris Conroy, Ed Hickox and Brian O’Nora will be the replay umpires for the division series.

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. 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But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. 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If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. 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