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5 Signs Your Résumé Is Holding You Back

When you’re searching for a job, nothing is more frustrating than sending out scores of résumés for positions you know you’re qualified for and not getting any interviews. If that’s happening to you, your résumé may be holding you back in some way.

Of course, in a tight job market like this one, it can be hard to know if the issue is simply the market and the amount of competition out there or if your résumé itself is putting you at a disadvantage. Here are five of the biggest indicators that it’s your résumé that’s probably the problem:

1. You’re applying for plenty of jobs for which you match the listed qualifications, but you aren’t getting interviews. Most people, even the exceptionally well-qualified, don’t get interviews for every job they apply for. But if you’re applying for dozens of jobs per month — jobs for which you truly do meet the qualifications — and never hearing anything back, chances are good that your application materials are responsible. Your résumé probably isn’t going to get you interviews at even half the jobs you apply to. But if it’s not even scoring you a success rate of one in 10, that tells you that you need to revisit what you’re sending out.

2. You feel like you’re a much more valuable worker than your résumé shows. A lot of people think to themselves, “If I could only get an interview, they’d see what a great fit I am.” But if you feel that way, your résumé isn’t doing its job. If you’re a great employee — someone with a track record of achieving at a high level in past jobs — it’s your résumé’s job to show that. If it’s not, you need to rewrite your résumé until it reflects why an employer should be excited to talk to you.

A common response to this is, “But the type of work I do is hard to convey on a résumé.” However, being a valuable employee is about getting results for your employer, and there’s always a way to describe those results on a résumé. It doesn’t have to be as quantitative as “increased sales by 20 percent” or “promoted twice in two years,” although those are great accomplishments to include if they’re true. Instead, it might be something more like “became the department’s go-to source for quickly and accurately resolving billing discrepancies,” “built a reputation of working successfully with previously unhappy clients” or “resolved an inherited four-month backlog in three weeks.” Whatever it was that made you excellent at your work, that’s what your résumé needs to convey. Otherwise, it won’t open many doors for you.

3. If you imagine the résumé of someone with a similar work history but who has done mediocre work, it doesn’t look much different from your own. Your résumé shouldn’t just list what activities you engaged in at each job. Instead, it should convey how well you did them. Hiring managers probably won’t be especially impressed by your job descriptions. What they care about is whether you excelled in the role.

If your résumé doesn’t convey that you were better than that other guy who had a similar job, there’s nothing to make an employer think you’re the one worth interviewing. The way you address this is by focusing your résumé on what you achieved in each role and how you excelled, not just a list of duties.

4. It’s three or more pages. Job seekers with long résumés regularly protest that they can’t possibly fit their full job history on two pages. But many highly qualified, senior-level candidates regularly manage to stick to two-page (and sometimes one-page) résumés. So if you exceed two pages, most hiring managers will see you as someone who can’t edit, doesn’t understand what information is most important and doesn’t respect their time. Are you really willing to accept that outcome just so you don’t have to trim down your text?

5. When you do get interviews, interviewers seem surprised by some of the information you give them. If your interviewer seems pleasantly surprised by a work achievement or other qualification that comes up in the interview, it might be something that should have been on your résumé in the first place.

Similarly, if your interviewer seems disappointed to learn that, say, your last job was only a few hours a week or lasted only a few months, that’s a flag that your résumé might need to be clearer. You might wonder why you should be clearer about things that might get you disqualified, but otherwise you risk wasting your time interviewing for jobs for which you’re not a strong candidate and don’t have much chance of being hired.

Alison Green writes the popular Ask a Manager blog, where she dispenses advice on career, job search and management issues. She’s the author of “How to Get a Job: Secrets of a Hiring Manager,” co-author of “Managing to Change the World: The Nonprofit Manager’s Guide to Getting Results” and the former chief of staff of a successful nonprofit organization, where she oversaw day-to-day staff management.

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5 Signs Your Résumé Is Holding You Back originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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