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Iowa State loses 49-28 to No. 7 Baylor

By WTOP Staff

AMES, Iowa (AP) — Baylor is so skilled and efficient on offense that the Bears don’t need any help from their opponents.

Iowa State offered up plenty anyway.

A long series of missteps that included shoddy tackling, a turnover, overthrown passes, too many three-and-outs and an onside kick that went awry doomed any chance of the Cyclones staying with the seventh-ranked Bears, who cruised to a 49-28 victory on Saturday night.

Iowa State certainly was more competitive than in last year’s 71-7 loss at Baylor. But there’s still a big talent gap between the two programs — and it showed.

“One of our goals was to start positively and we did that,” Iowa State coach Paul Rhoads said. “Being down 14-7 at the end of the first quarter, we had a chance to be competitive in this game and we did not follow up on that. That was obvious.”

Bryce Petty threw for 336 yards and a touchdown and ran for a pair of TDs for the Bears (4-0, 1-0 Big 12). Shock Linwood added three rushing TDs for Baylor, which has started 4-0 in back-to-back seasons for the first time in 76 years.

“It’s a fast pace against Baylor and you’ve got to really communicate,” Iowa State linebacker Jevohn Miller said. “We did communicate sometimes but not always. In this league, if you don’t play your best game, you’re not going to have a chance to win.”

Sam Richardson threw for 212 yards and ran for 99 more for Iowa State (1-3, 0-2), which fell to 0-3 at home. Richardson passed for two touchdowns and ran for another — a 47-yard scamper that was Iowa State’s longest of the season.

But he overthrew three receivers who were behind the defense and made a terrible decision when he forced a left-handed pass that Orion Stewart intercepted on the first play of the second quarter. Petty hit Corey Coleman on a 25-yard TD four plays later for a 21-7 lead, and the Bears were off and running toward a 35-7 halftime edge.

The Cyclones did make things interesting for a brief stretch in the third quarter, closing to 42-21. But Petty found Coleman for a 42-yard reception that set up Petty’s 1-yard plunge.

“This Baylor team, in my opinion, is better than it was a year ago,” Rhoads said. “To do some of the things we did against them, we improved certainly.”

The return of receivers Coleman (hamstring) and Antwan Goodley (quadriceps) made Baylor’s offense more potent than ever. The pair combined for 18 catches for 268 yards and a touchdown.

The high-flying Bears now have 10 touchdown drives in which the yards outnumbered the seconds it took to reach the end zone.

But Baylor’s offense actually looked a bit flustered at first.

That lasted for one series.

Baylor followed a rare three-and-out with a 67-yard scoring drive that lasted just 2:04 and was capped by Linwood’s 2-yard run. Petty then hurtled over Iowa State’s Kamari Cotton-Moya on a 16-yard scoring run that made it 14-0 with 7:51 left in the first quarter.

Meanwhile, Iowa State went three and out on its first three possessions and had six three-and-outs in all in the first half.

Richardson answered Petty’s touchdown with an 11-yard TD pass to Dondre Daley, but the Cyclones would trail by four touchdowns before they got on the board again with Richardson’s TD run.

Iowa State then tried an onside kick that sailed out of bounds and Baylor took advantage, with Linwood scoring from 7 yards out for a 42-14 lead.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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