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FACT CHECK: Obama’s UN speech spins statistics

DINA CAPPIELLO
Associated Press

UNITED NATIONS (AP) — President Barack Obama glossed over some inconvenient truths Tuesday in his climate-change speech to the United Nations. For one, as the U.S. cleans up emissions at home, it’s sending dirty fuel abroad to pollute the same sky.

As well, the U.S. is not cleaning up quite as aggressively as Obama implied in his remarks.

Obama was among scores of world leaders at the gathering, which followed by days a mass demonstration in New York City in support of action to combat global warming. Among those who marched: Al Gore, whose 2006 documentary “An Inconvenient Truth” shed light on the problem.

A look at some of Obama’s claims and how they compare with the facts:

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OBAMA: “Over the past eight years, the United States has reduced our total carbon pollution by more than any other nation on Earth.”

THE FACTS: Europe as a whole has cut a bigger proportion of its emissions.

From 2005 to 2013, the period cited by Obama, the European Union reduced carbon dioxide by 13.9 percent, compared with a 10 percent reduction in the U.S. Because the United States pollutes more, it has reduced more raw emissions than the EU — cutting raw tonnage by 649 million tons since 2005, compared with Europe’s reduction of 614 million tons. But Europe has cut a bigger proportion of its emissions.

From 1990 levels, the benchmark year from which the EU measures progress, emissions were down about 18 percent in Europe. Meanwhile, compared with 1990, U.S. emissions are up about 10 percent, based on data from the Global Carbon Project.

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OBAMA: “So, all told, these advances have helped create jobs, grow our economy, and drive our carbon pollution to its lowest levels in nearly two decades — proving that there does not have to be a conflict between a sound environment and strong economic growth.”

THE FACTS: About half of the 10 percent reduction in greenhouse gas emissions the U.S. has achieved in recent years can be attributed to the economic recession, not any specific actions from the Obama administration. Obama’s comments also left out that U.S. carbon emissions rose 2.9 percent from 2012 to 2013, the first increase since 2007, because higher natural gas prices spurred more coal use.

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OBAMA: “We’re helping more nations skip past the dirty phase of development, using current technologies, not duplicating the same mistakes and environmental degradation that took place previously.”

THE FACTS: The U.S. is actually sending more dirty fuel abroad even as it takes steps to help other nations transition to cleaner energy. The U.S. has cuts its own coal consumption by 195 million tons in six years. But according to an AP analysis of Energy Department data, about 20 percent of that coal was shipped to power plants and other customers overseas. Emissions from that coal were not eliminated but rather moved to other countries. As well, the U.S. exported more products refined from oil — another dirty fuel — than it imported, starting in 2011.

On the other side of the pollution ledger, the Obama administration has placed restrictions on U.S. financing of coal plants overseas that don’t control for carbon dioxide and wants to lower tariffs on trade in clean energy technology.

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OBAMA: “Today I’m directing our federal agencies to begin factoring climate resilience into our international development programs and investments.”

THE FACTS: Not an entirely new effort. The U.S. Agency for International Development already factors climate-change impact in its assistance programs, says Oxfam America. Raymond C. Offenheiser, Oxfam America’s president, welcomed news that more U.S. agencies will do the same while saying that amounts to “a drop in the bucket” without additional financial commitments.

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OBAMA ADMINISTRATION: From a White House background document: “The Climate Action Plan is working. In 2012, U.S. greenhouse gas emissions fell to the lowest level in nearly two decades.”

THE FACTS: That plan has nothing to do with reductions in emissions in 2012 because it was not announced until June 2013. Moreover, two of its cornerstone regulations — controls on new and existing coal-fired power plants — are at this point just proposals. The administration isn’t expected to complete those rules until next year and some states may not submit plans until after Obama leaves office. The statement also leaves out the fact that in 2013, emissions in the U.S. rose for the first time since 2007.

Obama did invest in renewable energy and boost fuel economy before announcing the climate plan. But the plan can’t be credited with improving anything before it came into existence.

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Associated Press writer Jim Kuhnhenn contributed to this report.

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Follow Dina Cappiello on Twitter at http://www.twitter.com/dinacappiello and Seth Borenstein at http://www.twitter.com/borenbears

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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