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Soaring Eagles facing struggling Niners

BARRY WILNER
AP Pro Football Writer

The Eagles have soared so far this season, especially in the second half.

The 49ers would prefer to stick with 30-minute games.

When Philadelphia visits San Francisco on Sunday, it will be a matchup of resilience against retreat. The Eagles (3-0) have rallied to win all of their games, trailing by 17 points in each of the first two, and 10 last week. No team had made those kinds of comebacks in the first three games of a season.

Philly has scored 50 more points after halftime than it has allowed, 74-24.

“One thing I stated to our coaches at the beginning of the year … the only thing you didn’t know going into the season is how would they handle adversity,” coach Chip Kelly said.

“And I think they handled it very well. No one blinked. No one flinches when we get in the situations that we’ve been in in the first three games. They know we’ve got to play a full 60 minutes.”

The Niners know that, too. Problem is, they’ve failed miserably at it. San Francisco has outscored opponents 59-16 in the first half. It’s been pummeled 52-3 in the second half in going 1-2.

“We have the guys to do anything we want,” receiver Stevie Johnson said. “We just have to do it for four quarters. The past couple of weeks have been a tale of two halves. We have to play two halves instead of one.”

The 49ers also lead the NFL with 36 penalties.

“The frustrating part is not being able to get into a rhythm,” linebacker Michael Wilhoite said. “Another penalty? Now what was called?”

Also Sunday, it’s Green Bay at Chicago, New Orleans at Dallas, Carolina at Baltimore, Miami vs. Oakland in London, Tennessee at Indianapolis, Buffalo at Houston, Tampa Bay at Pittsburgh, Jacksonville at San Diego, Detroit at the New York Jets, and Atlanta at Minnesota.

The Monday night game has New England at Kansas City.

The Week 4 action began Thursday night with the New York Giants’ 45-14 road victory over the Washington Redskins. Larry Donnell caught three of Eli Manning’s four touchdown passes for the Giants (2-2). The Redskins fell to 1-3 under new coach Jay Gruden.

Off this week are Arizona (3-0), Cincinnati (3-0), Cleveland (1-2), Denver (2-1), Seattle (2-1), and St. Louis (1-2).

Green Bay (1-2) at Chicago (2-1)

Cranking up the NFL’s oldest rivalry for the 187th regular-season meeting, both teams have tons of question marks.

Chicago can’t run the ball, which puts an extra burden on Jay Cutler and his targets: WRs Brandon Marshall and Alshon Jeffery, TE Martellus Bennett. So far, they have handled the challenge well.

Green Bay also can’t run, and the protection for Aaron Rodgers has been inconsistent. Even with his escapability, Rodgers has been sacked nine times.

With a victory, the Packers will join the Bears as the only franchises with 700 regular-season wins.

New Orleans (1-2) at Dallas (2-1)

Dallas has awakened on offense the past two weeks behind running back DeMarco Murray. He has three straight 100-yard games and a TD in each. The ground approach not only helps QB Tony Romo, it keeps the Cowboys’ so-so defense on the sideline.

That would be a good idea against the Saints, who seem ripe for an offensive explosion. Dallas must show it can slow down TE Jimmy Graham, a matchup nightmare for everyone, and especially for this defense.

A victory would be the Cowboys’ 500th, including playoffs.

Carolina (2-1) at Baltimore (2-1)

Story lines don’t get any juicier than Steve Smith facing his former team.

The 14-year veteran always is stoked for a game, and now there’s the extra boost of being shunted aside by the Panthers. One day after he was released by Carolina in March, Smith was signed by Baltimore. The 35-year-old receiver is averaging 16.1 yards for 18 catches, including an 80-yard touchdown.

“Do I want to show certain individuals I can still play?” Smith said rhetorically? “Honestly, I don’t have to. They’re game-planning for me. (Defensive coordinator) Sean McDermott knows what I bring to the table.”

Panthers standout middle linebacker Luke Kuechly has 354 tackles in the NFL. That’s in 35 games.

Miami (1-2) vs. Oakland (0-3) at London

The Raiders traveled across America and lost to New England, although it was closer than most expected. Now they go across the Atlantic for the first time since 1990, when they played an exhibition game with New Orleans.

“I never thought in a million years I would have the chance to come back to Wembley Stadium and play a pro sport in front of a home crowd,” said Raiders tackle Menelik Watson of Manchester, England. “It’s going to be a special moment for me.”

Maybe not if the Raiders’ bottom-ranked offense can’t get on track against Miami, which has dropped two straight since opening with a home win over the Patriots.

New England (2-1) at Kansas City (1-2), Monday night

It’s downright stunning to see the Patriots struggling so badly with the ball. They rank 26th overall, 27th through the air, and have scored 12 second-half points.

Luckily for them, the defense has been solid, especially against the pass now that CB Darrelle Revis is on hand.

Just when you think the banged-up Chiefs have no shot, they go to Miami and dominate. Knile Davis, filling in for Jamaal Charles, rushed for 132 yards.

Tennessee (1-2) at Indianapolis (1-2)

Things have spiraled out of control in Tennessee, which opened with an impressive win under new coach Ken Whisenhunt, then has performed poorly. Getting healthy against the Colts is not an easy assignment; Indy has won eight straight in the AFC South.

Andrew Luck comes off a superb game at Jacksonville (31 for 39 for 370 yards with four TDs). Veteran Ahmad Bradshaw has sparked the running game, averaging 6.0 yards a carry, and has helped as a receiver, too.

Buffalo (2-1) at Houston (2-1)

Yep, barring a tie, one of these teams will be 3-1 and, at worst, tied for its division lead.

Texans quarterback Ryan Fitzpatrick was the Bills’ starter for most of four seasons, but didn’t live up to the new contract he got from Buffalo. The Texans are his fifth pro team.

He’d be helped if RB Arian Foster (hamstring) can return to the lineup.

The enthusiasm in Buffalo over the sale of the team and the certainty of it remaining in Western New York hasn’t subsided. The zeal around the Bills’ play was dampened a bit by last week’s loss to San Diego.

Tampa Bay (0-3) at Pittsburgh (2-1)

Coming off a 56-14 debacle at Atlanta, the Bucs might settle for something respectable against a team they have fallen to in eight of nine meetings, including the past four. Second-year QB Mike Glennon figures to get his first start of 2014 with Josh McCown bothered by a thumb injury.

Tampa probably will try to run the ball with Bobby Rainey (5.3-yard average) and, the Bucs hope, Doug Martin, who has only nine carries while dealing with a left knee issue that sidelined him the past two weeks.

The Steel Curtain is so tattered at linebacker that Pittsburgh reached into its recent past and signed James Harrison.

Jacksonville (0-3) at San Diego (2-1)

Third overall draft pick Blake Bortles steps in to start at quarterback for Jacksonville after an impressive relief outing: 223 yards and two TD passes vs. Indy in a game that was already decided. Considering two of his top targets also are rookies, look for Bortles to face a multitude of blitzes and confusing defenses.

San Diego isn’t that far from being undefeated, and has only one giveaway. Tight end Antonio Gates, healthy at last, looks like he’s in his prime, and the Chargers have seven sacks while yielding only two.

Detroit (2-1) at New York Jets (1-2)

A third straight NFC North opponent for the Jets, whose cornerback situation is shaky. That could mean a few romps to the end zone for Calvin Johnson and Golden Tate unless Rex Ryan comes up with ways to get pressure on Matthew Stafford. The Jets couldn’t manufacture much of that against Chicago on Monday night.

Detroit’s defense ranks first in yards allowed and the Lions have given up just 45 points, tied with Arizona for stinginess.

Atlanta (2-1) at Minnesota (1-2)

The Vikings’ promising start has collapsed in the wake of Adrian Peterson’s child abuse case and some key injuries. QB Matt Cassell is done for the season (broken left foot), meaning first-round pick Teddy Bridgewater gets the call. Guard Brandon Fusco (pectoral) will also be out for the rest of the year, and tight end Kyle Rudolph had surgery to repair a sports hernia.

The Falcons still struggle running it, but, man, can they pass the ball. Matt Ryan already has thrown for 965 yards and seven TDs, and Julio Jones is averaging 15.9 a reception, with three touchdowns.

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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