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Marijuana legalization effort begins in California

LISA LEFF
Associated Press

SAN FRANCISCO (AP) — A national marijuana advocacy group took steps Wednesday to begin raising money for a campaign to legalize recreational pot use in California in 2016, a move with potential to add a dose of extra excitement to the presidential election year.

The Marijuana Policy Project filed paperwork with the California secretary of state’s office registering a campaign committee to start accepting and spending contributions for a pot legalization initiative on the November 2016 state ballot, the group said.

The measure would be similar to those passed in 2012 by voters in Colorado and Washington, the first U.S. states to legalize commercial sales of marijuana to all adults over 21.

California, long the national leader in illegal marijuana production and home to a thriving, largely unregulated medical marijuana industry, is one of the 21 other states that currently allow marijuana use only for medical reasons. The drug remains illegal under federal law.

“Marijuana prohibition has had an enormously detrimental impact on California communities. It’s been ineffective, wasteful and counterproductive. It’s time for a more responsible approach,” Marijuana Policy Project Executive Director Rob Kampia said. “Regulating and taxing marijuana similarly to alcohol just makes sense.”

The Washington, D.C.-based group also has established campaign committees to back legalization measures in Arizona, Massachusetts and Nevada in 2016.

Voters in Oregon, Alaska and the District of Columbia will weigh in on marijuana legalization in November.

In 2010, California voters rejected a ballot initiative seeking to legalize recreational pot. The measure, just like the medical marijuana law the state approved in 1996, was the first of its kind. But along with opposition from law enforcement and elected officials, Proposition 19 faced unexpected resistance from medical marijuana users and outlaw growers in the state’s so-called Emerald Triangle who worried legalization would lead to plummeting marijuana prices.

Marijuana Policy Project spokesman Mason Tvert predicted no such divisions would surface this time around.

Citing his group’s experience in Colorado and the advantage of aiming for a presidential election year when voter turnout is higher, Tvert said legalization supporters would use the next two years to build a broad-based coalition and craft ballot language that addresses concerns of particular constituencies.

“Obviously, it’s a whole different landscape in California, where it will cost probably as much or more to just get on the ballot as it did to run a winning campaign after getting on the ballot in Colorado,” he said.

League of California Cities lobbyist Tim Cromartie, whose group opposed the state’s 2010 pot legalization initiative and until this year fought legislative efforts to give the state greater oversight of medical marijuana, said Wednesday that it was too soon to say what kind of opposition, if any, would greet a 2016 campaign.

Lynne Lyman, California director of the Drug Policy Alliance, said her group expects to play a major role in the legalization effort and already has started raising money. Lyman said the goal is to have an initiative written by next summer. She estimated that a pro-legalization campaign would cost $8 million to $12 million.

Even though California would be following in the steps of other states if a 2016 initiative passes, legalizing recreational marijuana use there would have far-reaching implications, Lyman said.

“When an issue is taken up in California, it becomes a national issue,” she said. “What we really hope is that with a state this large taking that step, the federal government will be forced to address the ongoing issue of marijuana prohibition.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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