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NOAA: Yet more global heat records fall in August

By WTOP Staff

SETH BORENSTEIN
AP Science Writer

WASHINGTON (AP) — The globe smashed more heat records last month, including Earth’s hottest August and summer, federal meteorologists said Thursday.

May, June and August all set global heat records this year. Meteorologists at the National Oceanic and Atmospheric Administration said the average world temperature in August was 61.36 degrees Fahrenheit (16.35 degrees Celsius), breaking a record set in 1998.

Scientists at NASA, who calculate global temperature a tad differently, also found August as the hottest on record.

August was especially hot in the Pacific and Indian oceans and Africa, but cooler in parts of the United States, Europe and Australia. The world’s oceans in August effectively tied June for the seas’ all-time heat record.

The United States ranked barely above its 20th century average in August, with a cool East balancing out a warm West. For the U.S., it was the coolest August and summer since 2009.

National Oceanic and Atmospheric Administration records go back to 1880.

But it’s more than just one month. It was the warmest meteorological summer — June, July and August — on record for the globe, again beating out 1998.

This year so far is the globe’s third warmest on record.

“It’s not a done deal, but we are increasingly moving” toward breaking the hottest year record set in 2010, said NOAA climate monitoring chief Derek Arndt. “This is the outcome of warming over the long-term.”

August was the 354th consecutive month that global temperatures were above the 20th century average. The last time the world set a monthly cold record was in 1916, but all monthly heat records have been set since 1997.

Meteorologists are predicting a weak El Nino weather event will occur– a warming of the central Pacific that changes climate worldwide. If that’s the case, it may add to the chances of breaking 2010’s record for the hottest year, said NOAA climate scientist Jake Crouch.

But because it is likely to be a weak El Nino it is unlikely to bust the drought in California and Nevada, said Alan Haynes, a NOAA hydrologist in the California-Nevada River forecast center.

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Online:

NOAA August state of the climate http://www.ncdc.noaa.gov/sotc/

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Seth Borenstein can be followed on Twitter at http://twitter.com/borenbears

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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