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32 structures destroyed in California wildfire

TERRY COLLINS
Associated Press

SAN FRANCISCO (AP) — Light rain and cooler temperatures helped firefighters makes advances Sunday against a huge Northern California wildfire that has destroyed nearly three-dozen structures.

According to preliminary figures, 10 homes and 22 outbuildings were lost in the White Meadows area of Pollock Pines, said Capt. Tom Piranio, a state fire spokesman.

Assessment teams were headed back in the rugged, steep terrain east of Sacramento to survey more damage, he said.

“It has been very challenging to get access to those burn areas because there’s a lot of inaccessible terrain,” Piranio said. “We had to make sure it was safe enough to enter.”

Smoky conditions from the fire also forced a last-minute cancellation of two popular Ironman events in nearby Lake Tahoe Sunday morning, Ironman operations manager Keats McGonigal said. About 3,000 athletes from around the world were expected to participate, but couldn’t due to poor air quality as the fire spread to the Tahoe National Forest northwest of Lake Tahoe over the weekend.

The fast-moving blaze located about 60 miles east of Sacramento started Sept. 13 and grew to more than 128 square miles despite periods of rain overnight. The fire’s size held on Sunday, and the weather helped crews increase containment from 10 to 17 percent, Piranio said.

More than 21,000 structures remain threatened. More than 5,000 firefighters — from as far as Florida and Alaska — are helping California crews battle the blaze that has not only consumed grass and brush, but swaths of extremely dry tall timber.

Timber could topple as crews try to construct more contingency and control lines while attacking the blaze from multiple spots, state fire Battalion Chief Scott McLean said Sunday.

“We need to get in there and make sure that all of our hot spots and those hazardous trees are taken care of and don’t cross our lines,” McLean said. “We cannot become complacent. We have to continue to work as hard as possible to get this under control.”

About 100 evacuees have been allowed to return home, but some 2,700 remain under evacuation orders, state fire spokesman Daniel Berlant said. The fire also continues to threaten a key University of California, Berkeley research station that is home to scores of experiments on trees, plants and other wildlife.

A man charged with starting the fire, Wayne Allen Huntsman, 37, pleaded not guilty to arson Friday and remains in the El Dorado County jail on $10 million bail.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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