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Texas QB David Ash ends playing career

By WTOP Staff

AUSTIN, Texas (AP) — Texas quarterback David Ash has given up playing football after suffering at least one concussion and lingering symptoms over the last year.

Longhorns coach Charlie Strong said on Wednesday that he told Ash “there was no way we were going to let you back on the field.”

Added Strong, “His health is our major concern.”

Strong said that Ash would remain a part of the program working with the team’s younger quarterbacks.

Ash, a junior, suffered a concussion during the second week of the 2013 season in a game at BYU. That is the only concussion that Ash and the team have acknowledged. He returned two weeks later, against Kansas State, but left that game with what Texas officials called a head injury. He missed the rest of the season.

Ash was determined to return this season, but he acknowledged that there was some concern among family members.

He played in the opener, a victory against North Texas, but experienced headaches and dizziness after the game, Strong said.

Ash missed the next two games. The Longhorns have off this week.

Strong said Ash approached him to discuss the future.

Ash played in 29 games at Texas, starting 22. He ranks seventh in school history in career touchdown passes (31) and eighth in passing yards (4,728).

Sophomore Tyrone Swoopes started the last two games for the Longhorns, losses to BYU and UCLA. Swoopes has completed 44 of 65 passes (67.7 percent) with three touchdowns against one interception. Swoopes completed 24 of 34 against UCLA, including two touchdowns.

“Tyrone played very well,” Strong said.

Strong sounds like a coach who would prefer that Swoopes take every meaningful snap for the rest of the season. His backup, Jerrod Heard, is a freshman who has not appeared in a game and is eligible for a redshirt season.

“We’ll go with Tyrone as long as we can unless something happens,” Strong said.

Strong said he did not want to use Heard “just to play him. If he plays 25 snaps for a year, you’ve wasted a year.”

The Longhorns lost another starter against UCLA on Saturday. Defensive tackle Desmond Jackson will undergo foot surgery and probably miss the rest of the season, Strong said.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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