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A look at last 5 games between Miami and Nebraska

By WTOP Staff

The Associated Press

Miami and Nebraska have played 10 times in football, with each team winning five games. The last five meetings have been in bowl games, and four decided national championships. Here’s what happened:

1984 Orange Bowl — Miami 31, Nebraska 30. No. 1 Nebraska showed up as a 10 ½-point favorite. No. 5 Miami was in its first bowl in 33 years. Freshman QB Bernie Kosar got the Hurricanes out to a quick 17-0 lead. The Cornhuskers rallied to tie it, fell behind again by two touchdowns and then pulled to 31-30 with 48 seconds left. Nebraska coach Tom Osborne, in a career-defining decision, went for the 2-point conversion and the win. Miami’s Ken Calhoun batted away Turner Gill’s pass for Jeff Smith, and the Hurricanes won the first of their five national titles.

1989 Orange Bowl — Miami 23, Nebraska 3. The No. 2 Hurricanes overwhelmed No. 6 Nebraska, but Notre Dame beat West Virginia in the Fiesta Bowl earlier in the day and ended up as national champion by virtue of its one-point, regular-season win over Miami. Steve Walsh threw two touchdown passes, and the Hurricanes’ limited Nebraska to 80 yards rushing.

1992 Orange Bowl — Miami 22, Nebraska 0. Gino Torretta led the top-ranked Hurricanes to scores on their first three possessions, and they won their fourth AP national title in nine years. Washington was the coaches’ choice. No. 11 Nebraska clearly was overmatched, going to the Orange Bowl only because it was the Big Eight champion. The Huskers were shut out for the first time in 221 games.

1995 Orange Bowl — Nebraska 24, Miami 17. Osborne won the first of his three national titles in four years after Cory Schlesinger’s touchdown runs of 15 and 14 yards let the No. 1 Huskers overcome a 17-9 fourth-quarter deficit against the No. 3 Hurricanes. QB Tommie Frazier started after having not played in more than three months because of blood clots. Brook Berringer took over after Nebraska fell behind 10-0 early, but Frazier returned in the fourth quarter to lead the tying and winning drives.

2002 Rose Bowl — Miami 37, Nebraska 14. The top-ranked Hurricanes opened a 34-point lead in the first half against a No. 4 Nebraska team that, according to most observers, didn’t deserve to be in the BCS title game coming off a 62-36 loss to Colorado. Ken Dorsey shredded the Huskers’ secondary, and Miami held an offense led by Heisman Trophy winner Eric Crouch to 259 yards. Miami won its fifth national title, and third at the expense of the Huskers.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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