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Oklahoma defense ready for Tennessee

By WTOP Staff

CLIFF BRUNT
AP Sports Writer

TULSA, Okla. (AP) — Oklahoma’s defense has been lights out this season, especially before halftime.

In their season-opening win against Louisiana Tech, the Sooners allowed just three points in the first half — and those came with 4 seconds left in the second quarter. On Saturday, the Sooners shut Tulsa out before the break and allowed just 95 yards.

The fourth-ranked Sooners have outscored their opponents a combined 62-3 in the first 30 minutes of their two dominant wins. They hope to carry that momentum into their matchup with Southeastern Conference member Tennessee on Saturday.

“Oh yeah,” Oklahoma linebacker Geneo Grissom said. “It’s a nice SEC matchup. It’s going to be a big game, lot of people there. Hopefully a sellout crowd, so we’re going to come ready.”

Oklahoma has controlled Louisiana Tech and Tulsa with a combination of solid fundamental defense and timely playmaking.

For the second straight week, Zack Sanchez intercepted a pass in the second quarter. He left the game against Tulsa with what appeared to be a shoulder injury, but coach Bob Stoops said he “checked out OK” after the game.

The Sooners almost got an unlikely score in the second quarter when 6-foot-6, 334-pound defensive tackle Jordan Phillips scooped up a fumble and ran about 70 yards for a touchdown, but a personal foul against Chuka Ndulue wiped the score off the board. Phillips’ teammates tackled him in the end zone for a wild celebration before the team realized the touchdown didn’t count.

“I just ran out of gas,” he said. “Besides that, I was good. I was done. I was ready to lay down. I’m glad they pushed me down because I was ready to be down.”

The Sooners allowed Tulsa to march 75 yards down the field to start the second half.

“The third quarter was a little bit disturbing,” Mike Stoops said. “They came down . but overall I love the way our kids are playing. It’s a great group to work with and they are very talented across the board.”

Tulsa didn’t score again. Grissom intercepted Dane Evans in the third quarter and returned it 38 yards for a touchdown. It was Grissom’s third touchdown in his past 10 games.

“I was happy for him,” Phillips said. “I was like, ‘Man, he really stole my thunder.’ But besides that, he scored in the Texas game, he scored in the Alabama game, so he’s a ball hawk. He’s going to score.”

The Sooners were tested again in the final minute, but walk-on Caleb Gastelum intercepted backup Tulsa quarterback Joseph Calcagni near the goal line in the final minute.

Gastelum led the team with eight tackles and had a sack and the interception. He got special recognition after the game.

“Coach was handing out game balls,” he said. “Then he paused and said he was handing out a special game ball. He tossed me a game ball and said he was giving me a scholarship, too. It was extremely special for me. Everyone really jumped on me when he said it. It was really special for me.”

___

Follow Cliff Brunt on Twitter: www.twitter.com/CliffBruntAP .

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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