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Carr, Raiders shut down in 19-14 loss to Jets

By WTOP Staff

DENNIS WASZAK Jr.
AP Sports Writer

EAST RUTHERFORD, N.J. (AP) — Derek Carr held his own for two quarters, looking as though just maybe he could help end the Oakland Raiders’ woes in the East.

Then came the second half, and a familiar result.

Chris Ivory had a 71-yard touchdown run midway through the fourth quarter, and the Jets’ swarming defense mostly clamped down on Carr as New York won 19-14 on Sunday to send Oakland to its 14th straight loss in the Eastern time zone.

“I have to do a better job of making the correct calls,” Carr said. “You can put it all on me. I’m going to work my tail off to fix these things.”

It wasn’t all Carr’s fault, of course. The Raiders’ second-round draft pick made it close with a 30-yard touchdown pass to James Jones, who made a leaping grab over Darrin Walls with 1:21 left — giving Oakland one last chance.

But Greg Salas recovered the Raiders’ onside kick try, sealing it for the Jets.

“Tough loss on the road,” Raiders coach Dennis Allen said. “Not the way we wanted to start our season.”

With the game still in the balance, Ivory rushed up the middle and appeared stopped. He broke through a few would-be tacklers and took off into the end zone to put New York up 19-7 with 8:03 left. A pass on a 2-point conversion failed.

“He came through there when it looked like we had him bottled up,” safety Charles Woodson said. “He was able to slip through a few tackles and then it was off to the races.”

Carr was mostly solid in the first half, but the Jets pressured him throughout the final two quarters. He finished 20 of 32 for 151 yards, with touchdowns to Jones and Rod Streater. Carr got the nod over veteran Matt Schaub and became Oakland’s 18th starting quarterback since the start of the 2003 season.

“I don’t think the game was too big for him,” Allen said. “Overall, I saw some positive signs, some things that he did well. Obviously, I saw some mistakes.”

Ryan improved to 8-1 against rookie quarterbacks making their first appearance against his Jets defense, which held the Raiders to 158 total yards.

With the Jets leading 10-7, the defense came out roaring to start the second half, holding the Raiders to minus-3 yards in the third quarter.

The Raiders flew to New Jersey on Thursday, a day earlier than usual, to prepare for their second straight opener in the Eastern time zone. It didn’t help.

“I don’t know what to think right now,” Woodson said. “I thought we had a great game plan coming in and I felt like we could get this win on the road. It didn’t happen.”

Geno Smith was shaky early with an interception and lost fumble. But he threw a 5-yard touchdown pass to Chris Johnson, finishing 23 of 28 for 221 yards in his second straight opening-week start.

Ivory finished with 102 yards on 10 carries, while Johnson had 68 yards rushing in his Jets debut and caught five passes for 23 yards.

But Rex Ryan wasn’t thrilled, particularly because of his team’s 11 penalties.

“This game should’ve been a rat kill,” Ryan said. “It wasn’t.”

The Jets were fired up by comments made by former right tackle Austin Howard, saying the Raiders would push around his ex-teammates.

“They certainly did that, to the tune of 25 yards rushing,” Ryan said sarcastically. “And they gave up (212) rushing.”

Darren McFadden had just 15 yards on four carries, while Maurice Jones-Drew had 11 on nine rushes.

“I thought they won the line of scrimmage battle,” Allen said. “And, really, without watching the tape, I think they were able to win the line of scrimmage battle on both sides of the football.”

NOTES: The Raiders fell to 0-3 in season openers under Allen, while Ryan is 5-1 with the Jets. … Woodson joined Darrell Green (19) as the only players with an INT in at least 17 consecutive seasons. … The Raiders’ 158 yards were their fewest since getting 124 against the Giants in 2009.

___

AP NFL website: www.pro32.ap.org and www.twitter.com/AP_NFL

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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