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N. Dakota State beats Iowa State 34-14

By WTOP Staff

AMES, Iowa (AP) — John Crockett ran for 138 yards and three touchdowns and FCS power North Dakota State opened the season with its 25th straight victory, beating Iowa State 34-14 on Saturday.

The Bison lost 12 starters and their head coach after winning their third straight FCS championship last season, but they looked just as efficient as ever under new coach Chris Klieman, rallying from a 14-0 deficit for their fifth consecutive victory against FBS competition.

Crockett charged through a hole in the middle of the line and sped 80 yards for his team’s first touchdown early in the second quarter — the longest run of his career — and the Bison dominated from then on.

Carson Wentz, the backup quarterback the last two seasons, showed impressive poise as he picked apart an inexperienced Iowa State defense and finished 18 of 28 for 204 yards with no interceptions.

Iowa State came in determined to avoid a repeat of last year’s opener, a loss to FCS Northern Iowa that started a spiral toward a 3-9 season, and the Cyclones looked sharp in scoring on two of their first three possessions.

But new coordinator Mark Mangino’s offense stalled repeatedly once veteran center Tom Farniok went out with an apparent left knee injury late in the first quarter.

After Sam Richardson’s 44-yard pass to touted recruit Allen Lazard set up Aaron Wimberly’s 3-yard TD run for a 14-0 lead, Iowa State crossed midfield only once and that drive ended with an interception. North Dakota State turned the pick into Adam Keller’s 19-yard field goal on the final play of the first half, putting the Bison up 17-14.

Crockett, coming off two straight 1,000-yard seasons, carried 17 times and added TD runs of 1 and 3 yards, the 1-yarder coming one play after Wentz hit Zach Vraa for 44 yards. Vraa consistently found openings in the secondary and finished with seven receptions for 82 yards.

Richardson won the starting job in a preseason competition with Grant Rohach, who led Iowa State to victories in its final two games last fall. He led the Cyclones with 58 yards rushing but his 20 completions in 31 attempts produced only 151 yards and he was intercepted twice.

The second interception, by Colten Heagle, set up Crockett’s third touchdown. Fullback Chase Morlock capped the victory with a 66-yard TD run in the fourth quarter, delighting the green-and-gold-clad Bison fans in the stadium’s southwest corner.

Along with Farniok, Iowa State lost two other starters early in the game. Quenton Bundrage, the team’s leading receiver last year, injured his right knee on the fourth play and cornerback Kamari Cotton-Moya was ejected for targeting on North Dakota State’s first offensive series.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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