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Illini, Lunt survive Youngstown scare 28-17

By WTOP Staff

DAVID MERCER
Associated Press

CHAMPAIGN, Ill. (AP) — It took a while but new quarterback Wes Lunt delivered a come-from-behind 28-17 win Saturday for Illinois over Youngstown State in a season opener.

Lunt threw three late touchdowns for Illinois. The second was a 15-yarder to running back Josh Ferguson that put Illinois up for good 21-17.

Lunt finished the day 24 of 38 for 285 yards and four touchdowns. He used nine different receivers.

Lunt’s highly anticipated debut after his transfer from Oklahoma State started slowly. The Illini had seven first downs by halftime and clung to a 7-6 lead.

The Penguins took a 17-14 lead with 10:57 left in the game on a 2-yard Brian Ruiz touchdown and a 2-point conversion by quarterback Dante Nania.

Ruiz finished with 32 carries for 116 yards and one touchdown. Nania was 11 of 24 for 177 yards.

The game was hardly what Illinois wanted from its opener and the only FCS team on its schedule.

The Illini defensive line struggled to control the line of scrimmage. The inexperienced group of receivers Lunt will rely on was tightly covered for much of the game. Illinois fumbled the ball three times, losing one. And then there were the penalties, seven of them for 55 yards.

And Lunt, who hadn’t played a football game for more than a season, was occasionally rusty.

But Illinois’ late salvation came on Lunt’s arm and two of those touchdowns.

The first one required the kind of luck that might not come along too often.

Leading 9-7 with 4:44 left in the third quarter, Youngstown needed less than a yard for a first down at the 50-yard line. The Penguins lined up to punt but punter Joey Cejudo rolled right on what looked like a fake. Apparently seeing no opening, the senior punter tried a low, rugby punt that hit a teammate in the back. The ball bounced back toward the goal line, rolling out of bounds at the Youngstown 35.

The Illini had the break they needed.

Lunt came out throwing, driving Illinois to the 8. From there he spotted freshman receiver Mikey Dudek running wide open in the right rear of the end zone for an easy touchdown, a lead and, finally, some relief.

Illinois was up 14-9 with 13:58 to play, but only briefly.

The Penguins struck back with a 61-yard pass from Nania to Andrew Williams. That set up a 2-yard touchdown plunge by Ruiz and a 2-point conversion by Nania that gave the Penguins a 17-14 edge.

But Lunt went to work again, driving the Illini down the field before finding Ferguson in the end zone. Up 21-17, Illinois finally had a lead that would stick.

___

Follow David Mercer on Twitter: https://twitter.com/davidmercerap

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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