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Sporting KC, Fluminense FC agree to partnership

By WTOP Staff

DAVE SKRETTA
AP Sports Writer

KANSAS CITY, Kan. (AP) — MLS Cup champion Sporting Kansas City and Brazilian powerhouse Fluminense FC have agreed to a partnership that encompasses player transfers, academy and coaching exchanges, and other business opportunities that include a pair of international friendlies.

Sporting KC manager Peter Vermes said Friday the clubs had been discussing a partnership since February, but neither wanted it to be a “marketing ploy.” Instead, the clubs wanted to form a collaboration that would help each other on the field and in the coffers.

“We realized that they were a perfect fit,” Vermes said. “We were aware of their club tradition and ability to produce world-class talent, but it was the common philosophy and vision shared between both clubs’ management that drove this partnership.”

Each club will play in the other’s venue — Maracana Stadium in Rio de Janeiro and Sporting Park in suburban Kansas City — and provide access to training facilities for preseason visits.

Fluminense will also loan at least one player per MLS season to Sporting KC and other players to the MLS club’s USL PRO affiliates. The moves are designed to develop and showcase the players on the international market while also exposing them to new styles of play.

The clubs will also collaborate on youth academy programs and coaching exchanges.

“We continuously invested in our presence in the North American market over the last two years in search of a strategic partnership,” Fluminense’s president Peter Siemsen said in a statement. “I believe our goals and communication are very well aligned. We could not be any more pleased with this association for our brand.”

Sporting KC faced Fluminense’s under-23 squad at the Disney Pro Soccer Classic in February. Among the players to feature for Fluminense in the fixture was Brazilian under-20 national team defender Igor Juliao, who was acquired on loan by Sporting KC in April.

Juliao has started each of the club’s last 15 MLS matches.

“Player development, training opportunities and coaching education all feed into our core mission and this partnership with Fluminense FC will be of great benefit in all of these areas,” said Robb Heineman, chief executive of Sporting KC’s parent organization Sporting Club. “This partnership will provide access to another level of curriculum and will continue to help us become the best developmental organization in the United States.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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