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Good to Go: Get in the back to school swing of things

WASHINGTON — With school events and meetings, hectic sports schedules and afterschool activities coming back into our schedules, kids and parents alike need to prepare for the transition back to school.

“During the summer, children become used to a different routine. Meal and sleep schedules are often different due to long summer days, freedom from school schedules and summer travels,” says parenting coach Kerrie LaRosa.

In order to avoid a groggy student on the first day, LaRosa suggests returning to a “more school-like schedule” by adjusting bedtime and wake-up times to match those of school. And not just little ones: Older students will benefit from the summertime wean, too.

Some children, especially those attending school for the first time or starting at a new school, may be anxious about the first day. LaRosa has some tips to help calm their nerves:

  • Encourage your child to participate in the preparation for school. It helps to shop for supplies, clothes and other academic necessities together.
  • Let them help with the selection and packing of their lunches and backpacks, as well as picking out their clothes for the first day.
  • If your child is attending a new school, visit the school before the first day, so they can see their new surroundings. Go over information about the teachers, school schedules and school rules with your child.
  • Try to arrange a play date or get-together with other students at the school, so that your child sees a familiar face in the first week.
  • If your child will be attending school for the first time, reading books about Kindergarten and the first day of school can help. There are tons to choose from, many of which are on display in stores this time of year.
  • Provide your child with extra attention the first day, and first few weeks, of school. Talk to your child about his/her teachers, friends, classes, but respect their need to take a break from talking about school.

LaRosa says parents are eager to learn every detail about their kids’ day, but children can be intimidated by too many questions.

“Follow their lead and offer them support transitioning home by playing with them or sitting with them while they have a snack or do their homework. And, when they are ready, they will offer more information about school. You just need to be there are ready to listen,” she says.

She adds to expect some “behavioral regression,” including a regression in potty training for youngsters in the first couple of weeks at school. However, she says, “with consistency and some extra hugs, your child should adjust to the new environment.”

Parents also need to pace themselves regarding back-to-school adjustments. Try to attend the events and meetings you can, but don’t stress and try to move mountains if you can’t make every classroom coffee or event, LaRosa says. There will be opportunities to get involved and volunteer throughout the school year.

Editor’s Note: WTOP’s Katie Howard is a mom on the go. With two children under age 7, she’s always looking for ways to provide her family fast and healthy snacks, meals and activities. Katie shares her go-to food and family fitness tips on her blog “Good to Go.”

Follow @WTOP and @WTOPliving on Twitter and on the WTOP Facebook page.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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