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Vikings’ Joseph ready to return from bullet wound

By WTOP Staff

DAVE CAMPBELL
AP Pro Football Writer

EDEN PRAIRIE, Minn. (AP) — Life is good for Linval Joseph. He is grateful he didn’t lose it.

The Minnesota Vikings defensive tackle spoke publicly Tuesday for the first time since he was shot in the leg at a nightclub earlier this month. He’s on track to play in the season opener, despite being struck by a stray bullet in the left calf during a downtown nightclub disturbance a few hours after the team finished its first exhibition game.

Joseph has been wearing a protective sleeve over the muscle and working out to rebuild his stamina, but said he feels good and that he’ll be ready to practice at full speed next week. The Vikings play Sept. 7 at St. Louis.

“I want to thank God for blessing me throughout the situation, because it could’ve been really worse than what it was. I want to thank my family, my friends, my teammates, the medical staff, for helping me through a speedy recovery,” Joseph said, adding: “I just thank God for it just being a clean wound: straight in, straight out.”

Joseph also wished the other victims of the attack well. Nine people were injured, two seriously, in the shooting inside the 400 Soundbar, which has since been closed. Minneapolis police said the gunman had an intended target and that they believe the incident was gang related.

“It was very scary. Now, I just look at every day differently, you know what I mean? Because your life flashes in front of you when something like that happens,” Joseph said.

This is the 25-year-old Joseph’s first season with the Vikings. He left the New York Giants as a free agent for a hefty contract featuring $12.5 million guaranteed over five years with a maximum value of $31.25 million.

The final exhibition game for the Vikings is Thursday at Tennessee, but Joseph will not play.

“I’ve still been doing my conditioning and I’ve still been in meetings and I’m still working,” Joseph said. “It’s not like I’ve just been laying on my back and I’ve been on crutches or anything. I’ve been walking since the incident. I’m good to go.”

Though Joseph declined to divulge specifics of how the shooting unfolded in front of him, he said he considered his question-and-answer session with reporters “a big step” toward the psychological and physical healing.

“Let’s just get back on the road. Let’s win some games,” Joseph said.

Notes: Coach Mike Zimmer said “there’s a good chance” Teddy Bridgewater will start Thursday at QB, with Christian Ponder taking over at some point for the rest of the game. … The Vikings released TE Mike Higgins to reduce their roster to 75 players prior to the Tuesday deadline. They have to trim 22 more by Saturday afternoon. … Notable players other than Joseph who were held out of practice Tuesday and won’t play Thursday: RT Phil Loadholt (ankle) and LB Anthony Barr (ankle). Zimmer said Loadholt was progressing well and Barr will be fine. … SS Jamarca Sanford (quadriceps), who has fallen way behind in the competition at that spot, also remained out Tuesday and won’t play Thursday.

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Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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