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Seoul: Trains, fast cell service, palaces and food

AMIR BIBAWY
Associated Press

SEOUL, South Korea (AP) — South Korea’s hyper-efficient capital doesn’t immediately spring to mind when you think of exotic Asian destinations. But this mega-city offers much to tempt travelers beyond a layover from the ultra-modern international airport in nearby Incheon. You can explore Korea’s rich historic heritage, visiting temples and palaces; wander around the enormous National Museum of Korea, and savor the delights of its surprisingly varied cuisine.

As in Tokyo and Hong Kong, Seoul’s transportation network puts most European and North American cities to shame. Invest in a Seoul City Pass Plus card, which can be used not only on the trains, which run both under and above ground, but also on buses and even taxis. It’s also accepted for payment at many tourist sites and convenience shops, offering discounts on some tours and museum admissions.

High on your list will be one or two of Seoul’s five palaces. Most guidebooks recommend Gyeongbok-gung, the grandest of all of them. But I headed to Changdeok-gung, a UNESCO World Heritage Site, instead. The sprawling palace grounds can only be visited on guided tours; check the schedule to make sure you catch a tour in the right language. There’s one tour of the famous gardens and another of palace buildings.

Strategically and culturally, Korea is wedged between East Asia’s superpowers, Japan and China. As you travel around Seoul, you’ll understand the intricate connections among the three countries. Many links are evident in the collection at the National Museum of Korea, a must for those seeking to go beneath Seoul’s veneer of technology and learn about the country’s history.

The museum, the largest in area in Asia and sixth-largest in the world, is suitably impressive from the outside, with a futuristic architectural design that pays tribute to Korea’s modernization. Inside, many of the more than 300,000 pieces are designated National Treasures of Korea. The building design utilizes natural light in many galleries, which makes it easy to explore for hours without that feeling you get in big museums that you’re stuck in a vault all day. Highlights include Buddhist bells on the third floor (one each from Korea, China and Japan) and, the piece-de-resistance, the Ten-Story Pagoda, a unique marble structure built in the 14th century, looming over the ground floor. It was taken to Japan before World War II (Japan occupied Korea from 1910 to 1945), but was returned to Korea in 1960, disassembled. It’s been painstakingly restored and is an enduring symbol of an architecture style little-known outside their country.

Koreans love to shop and there’s nowhere better for it than the pedestrian shopping district of Myeong-dong, where I stayed. Streets are lined with brand name-stores (both Korean and Western) open late into the night. It also has countless restaurants and cafes. On my first night there, I ventured out to find a restaurant near my hotel and had a near-panic attack. There were so many choices, but none familiar to me, though I’d gone to many Korean restaurants in New York. I ended up in a brightly-lit place that was almost ready to close. I pointed out a few menu items and a hot barbecue top was turned on at my table, ingredients meticulously lined up to cook. I tried to stir them together but the waitress, half-amused but also stern about my culinary ineptitude, took the ladle from my hand and set it aside. “Needs to cook more,” she mumbled. Every time I tried to touch the food with my chopsticks, other diners looked on with amusement. Clearly, I had no idea what I was doing. Mercifully, the waitress ultimately came over and stirred up a delightful chicken and vegetable dish with rice. I added kimchi from the buffet.

Another essential stop is Gwangjang Market, which bustles with street food vendors and little restaurant-shacks in the evening when its shops have closed. Locals go there for Korean pancakes made from mung beans called bindaeddeok and cheap street food. I opted for one of the ubiquitous dumpling soup places, where for about $5 you get a huge bowl of steaming soup with pork dumplings, freshly made before your eyes. In winter, the stall benches are even heated. On my second visit to the market, I had sashimi and rice wine. The sashimi was near-frozen, a common way of serving it there and different from the Japanese room-temperature tradition.

For traditional Korean food beyond the market, skip Korea House — it’s touristy and expensive. Do venture into one of the tent restaurants that serve food late into the night in popular nightlife districts. And get your fix of bibimbap — a rice dish with vegetables, egg, meat and chili or soy sauce served all over the city — along with a traditional seafood stew, which is hearty and warm.

Bukchon Village, a neighborhood of traditional Korean houses with slanted roofs, is a nice place to stroll. The area is flanked by two palaces, and dotted with chic boutiques and cafes.

One striking thing you’ll notice is that Seoul’s residents are glued to their cellphones — usually Samsung or LG, brands that have played a role in Korea’s strong economy. During my visit last winter, everyone was streaming the Olympic games live on cellphones on the subway — a testament to how fast and reliable the 4G network is. Even my American phone worked faster there than in New York.

Finally, don’t leave Seoul without venturing up to the N Seoul Tower, the city’s highest tourist point, offering a view from the top at nearly 1,600 feet (480 meters) above sea level. You can hike through Namsan Park, Seoul’s Central Park, to the base of the tower, or take a cable car up. It’s busy at dusk, but a nice time to watch as the city below you transforms into a stunning and colorful display of lights.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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