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Riemer Pitches Gigabit Internet For Select ‘Innovation Districts’

Image via Moving Montgomery Forward With Gigabit Speed Networks

County Councilmember Hans Riemer says the key to providing gigabit internet speeds for Montgomery County is through the data-dependent federal agencies that call the county home.

Riemer this week released a white paper pitching a fiber-optic infrastructure that would provide ultra-fast internet speeds to federal agencies such as NIH in Bethesda and FDA in White Oak, as well as major institutions such as The Universities at Shady Grove in Rockville.

Setting up those places with internet speeds that are by some reports 200 times faster than the internet speed in an average American household, would allow “innovation districts” to pop up around the agencies and attract business, Riemer wrote.

“The great opportunity for Montgomery County is to build ultra high-speed networks that directly connect our major regional research institutions — FDA, NIST, NIH, NOAA, HHS and others — thereby allowing companies to provide data-intensive services to those institutions or use information provided by the institutions for applications that have commercial value,” Riemer wrote. “In other words, a local company could conduct health research connecting with FDA or NIH as well as a research team at the University of Maryland, or a company could conduct climate research connecting with NOAA and a team at a university overseas.”

The most notable example of a government-provided gigabit internet network is probably in Chattanooga, Tenn., where the government spent $330 million to set up its own system, available to homeowners and businesses.

It costs customers $70 a month, or $58 a month for a 100 megabit plan that’s still faster than the average private internet provider. It’s also been a major reason for some tech companies relocating to the city, which has caught the attention of many local government officials.

“To put it simply, the primary goal of the fiber network envisioned by this white paper is to attract more good quality, high-tech jobs and businesses to the county,” Riemer wrote.

Riemer said it’s an open question as to how much the county would be involved in the actual set up and operation of a gigabit internet network. But he wrote the county must identify ways the government can help — whether it’s by expediting permitting, negotiating with utility pole owners or leasing space of existing public fiber.

The white paper includes a map of a Montgomery and Prince George’s County fiber route funded by the American Recovery and Reinvestment Act. It also shows a proposed Purple Line fiber route with access points along the planned 16-mile light rail system.

One of Riemer’s chief goals is to find ways for fiberoptic networks to reach actual research or federal institutions, the so-called “last mile” problem of getting gigabit internet to actual buildings.

“The county could require through the building code or by incentivizing measures to ensure that property owners build or renovate their buildings so they are ‘fiber-ready,’” Riemer wrote. “This means having the necessary network space, conduit, risers, and equipment closets for the fiber. Installing these components within and outside of the building at the time of new construction lowers the incremental cost significantly, relative to retrofitting the building later.

“If the County is serious about creating innovation districts with our federal and private partners, then ultra high-speed, highly reliable and secure fiber networks must be designed and implemented,” Riemer wrote.

Image via Moving Montgomery Forward With Gigabit Speed Networks

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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