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Car Report: The Ram 1500 has great fuel economy

WASHINGTON — The Ram’s full-size light-duty trucks were redesigned in 2013 and named Motor Trend Truck of the Year.

This year, the Ram has earned the honor once again, making it the first back-to-back winner. The Ram beat out the redesigned Tundra and GM trucks, which I liked a lot with their improved rides and interiors.

So can a new engine that isn’t a V8 — a staple for full-size trucks — be worth your money?

After spending a week in the loaded $59,010 Ram 1500 Laramie Limited Edition, I didn’t miss the big Hemi V8. I’d strongly consider the extra $2,850 V6 EcoDiesel engine, which was a smooth partner on road trips and still had decent power.

There’s a little bit of diesel engine sound when the truck is idle, but once underway, it’s hard to tell you’re driving a diesel. The eight-speed automatic is a nice transmission. It was very smooth and quick to downshift when I needed to make a pass.

The rotary knob, used to control the transmission, takes getting used to; it’s different than what you’re used to seeing and using, especially in a truck.

The fuel economy is a big plus for the EcoDiesel engine. I saw 27 mpg on a highway trip and 23.3 mpg over 531 miles with a good amount of city and highway driving.

This is the best mileage I’ve seen from a full-size truck. So if you do a lot of driving and towing, the extra cost of the EcoDiesel really starts to make sense. Just know when you hit the gas pump that diesel fuel is more costly than regular fuel.

The interior was also a pleasant surprise, though maybe a little over-the-top in the Limited Laramie trim level, with the western-themed touches and saddle buckles on the seat backs.

Other than that, the leather is really nice; the heated and ventilated front seats are good for long trips. The lower dash has some hard plastics behind the steering wheel and below.

There is a good amount of room for three rear-seat passengers, with cool hidden compartments in the floor for extra storage. The bed comes with lockable storage.

At first, I thought that feature was a waste. By day three, I was a big believer in the RamBox cargo system, although it does take away some bed space.

One lingering question, though: Is there a safety release for people trapped in the 18-inch deep cargo box?

The Ram also has a system called Uconnect that has NAV, radio and access to apps, all in a nice large 8-inch touch screen, plus voice command to enable hands free operation of radio, phone and the NAV system. The Uconnect system is easy to use and there are some controls for the audio system mounted on the steering wheel and large knobs on the system on the dash.

The Ram 1500 Laramie Limited with the optional air suspension has one of the best rides I’ve experienced in a truck. It’s very refined and smooth, and when cruising, the suspension will lower to help improve fuel economy.

It drops even lower to aid in getting in and out of the truck when parked. The Ram is anything but small, but I still had no trouble driving or parking in the city. A good camera and front and rear sensors kept me honest, but this still a very large vehicle.

The Ram 1500 is a big-time player in the full-size light duty truck market, and with the addition of a EcoDiesel V6 it now offers something no else has — a fuel-saving engine that still offers decent performance and close to the same towing capacity of the big V8.

Editor’s note: Mike Parris is a member of the Washington Automotive Press Association. The vehicles are provided by STI, FMI or Event Solutions for the purpose of this review.

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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