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More water headed to struggling Lake Mead

By WTOP Staff

FELICIA FONSECA
Associated Press

FLAGSTAFF, Ariz. (AP) — One of the main reservoirs in the vast Colorado River water system that is struggling to serve the booming Southwest will get more water this year, but that won’t be enough to pull Lake Mead back from near-record lows.

Water managers, farmers and cities throughout the region have been closely watching the elevation at the reservoir behind Hoover Dam. It is at its lowest level since the dam was complete and the lake first was filled in the 1930s.

A drop to 1,075 would mean cuts in water deliveries to Arizona and Nevada.

The U.S. Bureau of Reclamation announced Wednesday that it will release 10 percent more water from Lake Powell near the Arizona-Utah border into Lake Mead than it did the past year, thanks to near-normal runoff.

Federal officials said they’ll send 8.23 million acre feet to Lake Mead, up from 7.48 million acre feet when Lake Powell was at its lowest level ever. An acre foot is about 325,850 gallons, or enough to cover a football field with a foot of water.

Despite the additional water, Lake Mead is projected to remain near record lows at 1,083 feet in January — three feet higher than it was Wednesday. That’s because more water will be delivered to cities, farms, American Indian communities and Mexico than Lake Mead will get from Lake Powell.

Federal officials say they will review their projections in April after the winter snowfall, with the possibility of releasing up to 9 million acre feet into Lake Mead for the 2015 water year.

The August projections from the U.S. Bureau of Reclamation help set the course for water deliveries for the next two years but didn’t reveal anything unexpected.

Some water managers and users have been saving water for potential dry days or preparing for an expected water shortage in 2016. Bureau of Reclamation spokeswoman Rose Davis said officials still are running numbers that would show the percentage chance of cuts in 2016. Those figures are expected to be released later this month.

In the meantime, federal officials and water administrators in metro areas say they’re committed to finding new ways to make every drop of river water count — from conservation, recycling, cloud seeding, desalination plants and pipelines to new reservoirs.

Scott Huntley of the Southern Nevada Water Authority said the agency isn’t expecting any major difficulties, even if shortages are declared for the Colorado River water because of conservation and water reuse programs.

“We’re at least in a solid position to weather this,” he said.

The entire Colorado River system supplies water to California, Arizona, Colorado, New Mexico, Nevada, Utah, Wyoming and part of Mexico.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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