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New Chevy Chase brain center says it can boost memory

Ribbon cutting of the NeurExpand Brain Center in Chevy Chase, with Dr. Majid  Fotuhi holding the ceremonial scissorsMemory loss doesn’t have to be an unavoidable consequence of aging, according to the folks at the new NeurExpand Brain Center in Friendship Heights.

Financed by former top executives from a nutritional supplement company and led by  Dr. Majid Fotuhi, the office was the scene of a crowded ribbon cutting ceremony on Tuesday featuring elected officials, doctors, local business leaders and retirement community professionals.

Fotuhi, a Baltimore County neurologist who’s shared his approach to boosting memory on The Dr. Oz Show (among others), started his own clinic dedicated to reversing memory loss in aging adults.

With backing from David Abramson and Steve Dubin, the former executives at since-sold Martek Biosciences, Fotuhi and his team of doctors say they’ve tailored a comprehensive, weeks-long program that can help exercise and enlarge the hippocampus — the part of your brain that helps with learning and memory.

As people age, the size of the hippocampus tends to shrink. But with the right combination of healthy eating, sleep patterns, fitness and management of other risk factors, Fotuhi says that process can be reversed.

“One of the most common misconceptions is that when you start to lose your memory, it’s Alzheimer’s. There are a lot of different things that go into that,” said NeurExpand Chief Operating Officer Chris Lindsay. “Eating, sleeping, fitness level. It can be related to anxiety or depression. We bring the patient in who has a memory complaint and try to tease apart which of those multiple risk factors are contributing, or in what order.”

NeurExpand says its Brain Fitness Program is covered by Medicare and most insurance companies.

A neurologist at NeurExpand would typically start by testing a patient’s vitamin levels and an MRI test to measure the patient’s hippocampus. The office provides consultations on better diet habits, exercise routines, meditation and even a balance and fall prevention risk assessment.

“Right now, you might walk into a neurologist’s office and they may run a few tests, the mini-mental test is a well-known one,” said NeurExpand’s Kevin Lance. “They say, unfortunately, you may have Alzheimer’s or you might not. Here’s a pill. We take it to the next level. We work on lifestyle changes to correct any issues.”

The company has big expansion plans, including a group of offices in Northern Virginia. At Tuesday’s grand opening, Rep. Chris Van Hollen, Councilmember Roger Berliner and Howard County Executive Ken Ulman spoke about the apparent health benefits of NeurExpand and its contribution to the local economy.

Ulman, the Democratic nominee for lieutenant governor, was familiar with NeurExpand from its Columbia office and with Abramson and Dubin from Columbia- based Martek.

Abramson described the Friendship Heights location (5550 Friendship Blvd.) as the perfect place to put such an operation. The office had a soft opening in June.

“You have density here. You have a higher socio-economic demographic. You have more people here who are more mindful and more apt to take action,” Lindsay said. “There are more people here who might say to themselves, ‘This is not like what I’m used to so I’m going to do something about it,’ instead of ‘I’m just getting old.’”

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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