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Gaines plays well in first preseason game for Rams

ST. LOUIS (AP) — E.J. Gaines had expected to hear his name called in the NFL draft long before the St. Louis Rams finally selected him in the sixth round. That frustration from months ago started to fade away once his name was being called over the Edward Jones Dome speakers.

With the Rams holding starters out of the lineup to assess their younger players, Gaines got the start at cornerback in the preseason opener Friday night and racked up a team-high six tackles – five in the first half.

“It was crazy, kind of surreal, like a dream come true,” Gaines said. “I’ve been thinking about this moment since I was really young. So coming in and being able to start my first preseason game, it felt good.”

The Rams were off on Sunday. They play their next preseason game on Saturday against Green Bay.

Gaines, a two-time all-conference selection just down Interstate 70 at Missouri, was disappointed by his long wait on draft day but ended up on a team where he could earn meaningful playing time. The Rams are unproven in the secondary and loaded up on defensive backs in the draft, taking cornerback Lamarcus Joyner in the second round and safety Maurice Alexander in the fourth.

Even the starters are young, with none having more than two years of experience. Gaines is currently listed as a backup on the depth chart behind Janoris Jenkins, but none of the team’s top three cornerbacks played in the 26-24 loss to New Orleans on Friday night.

That put Gaines in the starting lineup, and his name was called again when he tackled Marques Colston on the third play of the game.

“I always play with a chip on my shoulder. I think that’s what really makes me a good player – expecting to be kind of underrated,” said Gaines, a touch undersized at 5 foot 10. “The draft is behind me, though, like I said, so I’m just trying to concentrate on making this team, try to make some plays, and hopefully prove that I can play at this level.”

After ranking second in the SEC last season with five interceptions and third on the Tigers with 75 tackles, Gaines quickly proved to coach Jeff Fisher’s staff that he could be valuable as a gunner on special teams. He’s only added to that with his contributions on defense.

“He’s just been making plays. He’s very instinctive, a very conscientious, smart player,” Fisher said. “He’s picked the defense up really well and made plays . He’s a football player. He tackles, he covers, he’s got ball skills, so we’ll continue to get him some reps.”

Fisher said many of the starters who rested against the Saints should play against the Packers, which could bump Gaines into a backup role.

“All the younger guys that are getting in there, getting reps, you always want guys to go out there and give it their best,” said strong safety T.J. McDonald, a third-round pick in last year’s draft who started 10 games last season. “We’re going to do whatever we can on the sidelines to help them get there. I know I was in their shoes a year ago and things are flying around so fast your first preseason game. Anything we can do to help, we’ll do it.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. 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But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. 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If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. 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