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Yankees stymied by Kluber in 3-0 loss to Indians

By WTOP Staff

HOWIE RUMBERG
AP Sports Writer

NEW YORK (AP) — The Yankees faced Detroit’s three Cy Young Award winners earlier this week. Manager Joe Girardi thought Cleveland’s Corey Kluber was just as good.

Kluber pitched four-hit ball for a superb six innings and Jose Ramirez hit his first career homer as the Cleveland Indians ended New York’s three-game winning streak with a 3-0 victory Saturday.

“I know there was a lot of talk about what we faced this week with Detroit, but if you look at the top-five guys in the AL, he’s right there,” Girardi said.

Derek Jeter had an infield single in the sixth inning to pass Honus Wagner for sixth on the career list with No. 3,431. But New York was 0 for 9 with six strikeouts with runners in scoring position in losing for just the second time in eight games.

“I try not to think about it but today, Honus Wagner, he’s the last one on the list that has played short at all — so that one hits home a little bit,” Jeter said. “But anytime you’re passing guys that have had the careers that they’ve had, it’s kind of overwhelming.”

Kluber (13-6) did not allow a hit until Jacoby Ellsbury doubled with one out in the fourth and struck out 10. The right-hander has allowed only one earned run in his last 31 1-3 innings over four starts. He has won six straight decisions.

The Yankees won two of three against Detroit’s Big Three of David Price, Max Scherzer and Justin Verlander in winning a four-game series.

“He’s nasty, man,” Jeter said of Kluber.

Scott Atchison, Bryan Shaw and Cody Allen each pitched an inning with Allen finishing the five-hitter for his 15th save.

Brandon McCarthy (4-1) lost for the first time in six starts with New York. He received a scare in the third when he took a liner off his right foot but he continued for 6 1-3 innings, yielding two runs and seven hits. McCarthy was hit in the head by a liner in 2012 and looked briefly shaken this time.

“I don’t think about it,” McCarthy said. “It’s one of the things when I was coming back that I had to accept the reality that things can come back at you — you still have to play.”

Michael Brantley also homered and had three hits for Cleveland, which won at Yankee Stadium for the first time in eight games. Ramirez hit a two-run drive in the second inning.

“Everyone dreams of playing here,” a smiling Ramirez said through a translator.

TRAINER’S ROOM

Indians: Left fielder David Murphy was lifted after the fifth inning with soreness in the right side. He said his side has been bothering him the last week but got worse Saturday. He will have an MRI. … Right fielder Nick Swisher was lifted for the eighth inning because of his troublesome right knee.

Yankees: Catcher Brian McCann was placed on the seven-day concussion list. He was hit in the facemask by a foul ball Friday night in the third inning and was feeling foggy when Girardi pulled him for a pinch hitter in the sixth. … First baseman Mark Teixeira missed a third straight game with an injured pinkie. He said it was too sore to play.

UP NEXT

Indians: Carlos Carrasco (3-4) will make his first start since April 25 for Cleveland, taking Danny Salazar’s spot. Salazar was demoted to the minors last week. Carrasco was 0-3 with a 6.95 in four starts before being relegated to the bullpen. He has a 2.30 ERA in 26 appearances.

Yankees: Hiroki Kuroda (7-7) is 14-4 with a 2.48 ERA in 24 day games since joining New York in 2012.

SLEEPING ON THE JOB

Indians manager Terry Francona slept on the couch in the visiting manager’s office after Friday night’s 10-6 loss that lasted nearly four hours. “I was out cold, man,” he said.

NO FREEBIES

McCarthy has walked three or fewer batters in each of his last 105 starts dating to 2009, the longest active streak in the majors.

TRADE BAIT

The fan who caught Ramirez’s homer asked for two autographed balls from Jason Giambi, a former Yankee. The Indians said they made the deal.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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