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GM issues 6 more recalls covering 312,000 vehicles

DETROIT (AP) — General Motors on Friday issued six more recalls totaling more than 312,000 vehicles as the company cleans up past safety issues.

The recalls in North America pushed GM’s total for the year to 66, covering just over 29 million cars and trucks. That beats the company’s old full-year record and has pushed this total number for the industry this year to more than 40 million, also an annual record.

The largest of Friday’s recalls covers 215,243 Saturn Vue SUVs from the 2002 through 2004 model years. GM says keys can be removed when ignitions are not in the “off” position. The problem is linked to two crashes and one injury.

GM is conducting a companywide safety review following a bungled recall of 2.6 million small cars with faulty ignition switches. GM has admitted knowing about the defective switches for at least a decade, yet it didn’t recall the cars until February.

In the recalls announced Friday, GM has told dealers to stop selling some of the vehicles until repairs are made.

Including the Vue recall, GM has called back 16.5 million vehicles for ignition switch problems. In many cases the switches can be knocked from the “run” position to “accessory,” shutting off the engine and disabling the power steering, power brakes and air bags.

The National Highway Traffic Safety Administration, the U.S. government’s road safety agency, is investigating ignition switches across the auto industry to make sure they can’t be inadvertently moved from the run position.

Dealers will inspect the Vue ignitions and replace the cylinder if needed at no cost to customers. The company says it’s important for drivers to make sure the SUVs are in “Park” before they exit the vehicles.

Other recalls announced Friday include:

— 72,826 Cadillac ATS, Chevrolet Trax in Canada and Buick Encore cars and SUVs from the 2013 model year. In some of the vehicles, the front lap belts may not lock properly, allowing people to move in a crash. Dealers will replace the belt pretensioners. GM doesn’t know of any crashes, but it has told dealers not to sell the vehicles until repairs are done.

— 15,386 Chevrolet Impalas from 2014 and 2015. On some LT and LTZ models, the front console storage door may not latch properly in a rear crash. Dealers will replace the latch. The company knows of no crashes or injuries, but it’s ordering dealers to hold the cars until repairs can be made.

— 3,624 Cadillac ATS sedans from 2013 and 2014 to fix a problem with front lighting. These cars were all exported from the U.S.

— 3,110 Chevrolet Spark minicars from 2014. Lower control arm bolts in the suspensions may not be tightened to specifications. Owners have been told to have their cars transported to dealerships for inspection and tightening. No crashes reported.

— 2,091 Chevrolet Aveo subcompacts from 2009 and 2010, 2009 Pontiac G3 subcompacts and the 2007 Chevrolet Optra in Canada. A brake fluid issue could lead to longer brake pedal travel and reduced brake performance. GM knows of no crashes or injuries.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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