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Bumgarner goes distance in Giants’ 4-2 loss to KC

By WTOP Staff

ALAN ESKEW
Associated Press

KANSAS CITY, Mo. (AP) — Madison Bumgarner pitched his second straight complete game, but this one did not end up in the win column.

Billy Butler homered and drove in three runs and right fielder Nori Aoki threw out two runners in the same inning as the Kansas City Royals beat the San Francisco Giants 4-2 Friday night for their fifth straight victory.

The Royals, who have not been in the playoffs since winning the 1985 World Series, hold a half game lead for the second AL wild card.

Butler, who is hitting .423 in the past seven games, homered with two out in the first off Bumgarner (13-9).

Bumgarner, who pitched a two-hit shutout to beat the Mets in his previous start, allowed four runs, one unearned, on seven hits, while walking none and striking out five. His road scoreless streak was snapped at 17 innings.

“I didn’t help the cause,” Bumgarner said. “I wanted to get the game started off on a good note. I just tried to minimize the damage. I pretty much had quick innings after the first, I think. I felt just as good in the eighth as I did early on.”

Bumgarner’s road record dropped to 9-3 in 14 starts.

“That’s a game, certainly, that we should have won,” Giants manager Bruce Bochy said. “We had the hits and the runners. Bum (Bumgarner) threw a great game. We got sloppy out there and they cashed in. They played great defensively.”

Butler singled home the go-ahead run in the two-run sixth, which was aided by throwing errors on Giants infielders Michael Morse and Matt Duffy. Alex Gordon had an RBI single.

The Giants scored twice in the third on Joaquin Arias’ double and Matt Duffy’s single. Aoki prevented a bigger inning, throwing out Hunter Pence at third and Arias at home. Pence was first ruled safe, but Royals manager Ned Yost challenged the call. The call was overruled when replays showed Pence slid past the bag.

“It happens in a snap of a finger,” Pence said. “Watching it full speed, could you tell? I’ve got to find a way to stay on the bag. I’m a fan of it (replays). Because that’s a quirky thing that happens. If I’m out, I’m out and if I’m safe, I’m safe. They have to get it right and I’ve got to stay on the bag. That’s the rules.”

The Giants out hit the Royals 12-7, but self-destructed with three errors and base running blunders.

Jason Frasor (3-1), the second of five Royals pitchers, threw a spotless sixth, striking out two. Greg Holland pitched a flawless ninth for his American League-leading 33rd save in 35 opportunities. It was Holland’s 100th career save.

DOUBLING HIS FUN

Arias doubled in his first two at-bats. He had only two doubles in his previous 134 at-bats. It was his first multi-hit game since July 7 at Oakland. He drove in his first run since June 28 against the Reds.

DON’T STEAL ON ME

Catcher Buster Posey threw out Alex Gordon attempting to steal second in the fourth inning. Posey has thrown out 19 runners, ranking second among National League catchers with a .311 caught-stealing percentage.

TRAINING ROOM

Giants: First baseman Brandon Belt was placed on the concussion list for the second time within a month. Belt missed 12 games after a July 19 concussion before being activated Aug. 2, but left the game Wednesday with a headache.

Royals: Left-hander Jason Vargas made his second start after a July 9 appendectomy, giving up nine hits and two runs in five innings.

ON DECK

Giants: Tim Hudson will be making his 11th career start against the Royals, but his first since 2004 when he was with Oakland.

Royals: James Shields, who has a 1.99 ERA in his past six starts, has a 26-12 career record with a 3.15 ERA in August.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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