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Arizona governor makes key endorsement in primary

BOB CHRISTIE
Associated Press

MESA, Ariz. (AP) — Arizona Gov. Jan Brewer weighed in on the crowded Republican primary race to replace her Thursday, throwing her support behind a relatively moderate Republican who has backed her positions on border security, Medicaid expansion and school standards.

The endorsement of former Mesa Mayor Scott Smith could transform the race and give a big boost to his candidacy, given the conservative governor’s popularity among GOP primary voters and the large number of undecided voters in the race.

In the 24 hours since word got out that Smith would get the nod, he said his campaign took in $50,000.

Brewer is best known nationally as the governor who signed Arizona’s anti-immigration crackdown and frequently tangled with President Barack Obama and his administration, but she has also bucked her party.

She expanded Medicaid under the Affordable Care Act, embraced the Common Core education standards and showed less willingness to get behind divisive measures once the business community revolted following the outcry over the immigration law.

Smith has backed her every step of the way on those issues, despite anger from more conservative members of his party.

“He knew just like I did that they weren’t politically expedient things to do, but they were and are the best solutions for Arizona,” Brewer said.

Smith, state Treasurer Doug Ducey and former Internet executive Christine Jones are widely considered the front-runners in the primary. All have met with the governor in the past couple of months as she considered an endorsement.

Others in the race include Secretary of State Ken Bennett, former Maricopa County Attorney Andrew Thomas and former U.S. Rep. Frank Riggs.

The race has been dominated by immigration amid the surge of children and families from Central America, some of whom were taken to a shelter in Nogales. Many candidates have adopted tough-on-immigration stances, including proposal to have satellites watch the U.S.-Mexico border.

Smith dismissed such ideas as unfeasible, and said as governor he would push the federal government to do its job and police the border.

Smith trails Jones and Ducey in fundraising and lacks the support of outside groups who back them with independent expenditures.

“We will win this election because we have the right message, at the right time, with the right support with the right people involved to move Arizona forward not backward, to create a better Arizona,” Smith said.

But there are questions about whether Brewer got involved too late.

The election is just 19 days away, and the endorsement came nearly a week after ballots were sent to voters.

Ducey, the founder of Cold Stone Creamery, has gathered support from many top Republicans, including former U.S. Sen. Jon Kyl and Maricopa County Sheriff Joe Arpaio, and is far ahead of Smith in fundraising. He also has drawn support from independent groups running ads attacking Jones.

His spokeswoman didn’t directly address the endorsement Wednesday. Instead, his campaign touted the endorsement of ex-Alaska Gov. Sarah Palin.

Jones, who is funding her campaign mainly from the personal wealth she earned while general counsel at GoDaddy, also has the financial support of her former boss, company founder Bob Parsons.

Thursday’s event was held at the new Chicago Cubs spring training stadium that Smith championed as Mesa mayor.

“In politics it’s all about the timing, isn’t it,” Brewer said. “I’m willing to do whatever it takes to make Scott Smith the governor of the state of Arizona.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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