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Grand Cherokee: A grand, and long, ride

ANN M. JOB
For The Associated Press

The flagship of the Jeep line — the five-passenger Grand Cherokee sport utility vehicle — is both a grand and high-mileage traveler for 2014.

The roomy interior can be luxuriously appointed with stitched leather seats, panoramic sunroof, suede-like ceiling material and a Blu-Ray rear entertainment system with two video screens.

But that’s not all: With the addition of an impressive diesel V-6 from Jeep’s parent, Fiat of Italy, the 2014 Grand Cherokee 4X2 now boasts a federal government travel range of 615 miles on a single tank of fuel, the best ever for a Grand Cherokee. It is rated at 22 miles per gallon for city driving and 30 mpg on the highway, for an average of 25 mpg.

That makes the Detroit-built SUV third best in fuel mileage among diesel-powered SUVs sold in the United States, behind the 2014 Mercedes-Benz GLK250 Bluetec with a four-cylinder diesel and a government fuel economy rating of 24/33 mpg. The 2014 Audi Q5 SUV with diesel six cylinder is second, with a rating of 24/31 mpg.

But neither German competitor carries enough fuel onboard to rival the Grand Cherokee’s travel range.

The diesel Grand Cherokee is priced competitively when standard features like leather seats, eight-way, power front seats, heated steering wheel and rear backup camera are factored in. Starting manufacturer’s suggested retail price, including destination charge, for a 2014 Grand Cherokee 4X2 with 240-horsepower, EcoDiesel V-6 is $41,990.

The lowest starting retail price for a 4X4 Grand Cherokee with the diesel engine is $43,990.

These prices are higher than base Grand Cherokees with a gasoline V-6, though. Starting MSRP, including destination charge, for a base, 2014 Grand Cherokee Laredo 4X2 with 290-horsepower gas engine is $30,490. The lowest starting retail price for a four-wheel drive, 2014 Grand Cherokee Laredo is $32,490.

By comparison, the 200-horsepower, 2014 Mercedes GLK250 Bluetec starts at $39,905, and the 2014 Audi Q5 with 240-horsepower V-6 and all-wheel drive starts at $47,000.

The test Grand Cherokee, with brown metallic paint and with dark brown leather seats, looked sharp with its 20-inch wheels.

It was right-sized, too, driving like a small vehicle but providing good passenger comfort and ample cargo room of up to 68.3 cubic feet. In fact, the Grand Cherokee’s 38.6 inches of rear-seat legroom is more than that of the GLK250 and Q5.

There were no running boards, as the vehicle was ready for off-roading with an easy Selec-Terrain traction management system and Quadra-Lift Air Suspension.

The 3-liter, double overhead cam EcoDiesel V-6 mated to an eight-speed automatic was the star, moving the more than 5,000-pound Grand Cherokee 4X4 tester with spunk, even on mountain highways.

Shifts were smooth, and torque of up to 420 foot-pounds came on by 2,000 rpm for always-pleasing acceleration. (A Grand Cherokee with gasoline V-6 has only 260 foot-pounds of torque.)

The fuel economy ratings are realistic, as the test SUV with four-wheel drive averaged 27.6 mpg with a majority of highway driving.

Jeep uses Chrysler’s UConnect audio/navigation/interior settings control that had a quickly responding touchscreen and big-sized touch points in the test SUV.

The ride can feel bouncy on road humps and dips. There also was a tippy feeling when the Grand Cherokee was pushed hard in curves and corners, but the tester still held its line.

The automatic transmission gear shifter in the test vehicle did not reliably shift into the gear the driver wanted. Often, it moved into neutral gear, rather than reverse, unless the driver used a light hand to move the shifter.

Consumer Reports says reliability of Grand Cherokees with gasoline V-6 has been well below average. Diesel reliability is unknown.

There was one instance of the forward collision avoidance system in the tester activating without reason. It occurred as the test vehicle, traveling at the speed limit, approached an intersection and a green light. No one was in the intersection or in front of the vehicle, but the Grand Cherokee suddenly flashed “Brake!” in the instrument cluster and began to brake hard on its own as if it sensed an impending frontal collision. A check of driver complaints lodged with the National Highway Traffic Safety Administration showed at least one other Grand Cherokee has exhibited this problem this year.

NHTSA also reports the 2014 Grand Cherokee has been the subject of five safety recalls.

In one recall, the vehicle could potentially keep accelerating briefly beyond what the driver wants while the adaptive cruise control is on. In another, the center shell of the brake booster might corrode and let in water. If water freezes inside, brake function could be impaired.

A third recall involved onboard computer disruption and loose alternator wires that might disable dashboard warning lights, instrument cluster illumination, the antilock brakes and the vehicle’s electronic stability control. A fourth recall was for parking lights that might turn off because of electrical spikes in the lighting system, and a last recall was for wiring that might catch fire at the vehicle’s vanity mirrors.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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