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Tornado rips off roofs, downs trees near Boston

PHILIP MARCELO
Associated Press

REVERE, Mass. (AP) — A storm system that wreaked havoc across the eastern half of the U.S. spawned a tornado that ripped roofs off homes in suburban Boston, uprooted trees and forced businesses to close.

The tornado, a rarity in Massachusetts, touched down in Revere, a coastal city of nearly 52,000 residents just north of Boston, on Monday morning. City officials said several people suffered minor injuries, including a baby who was in a car and was hurt by flying glass and an elderly woman who suffered cuts.

“Given the magnitude of the storm, it’s really a miracle that no one sustained more serious injuries,” Mayor Daniel Rizzo said.

The tornado was spawned by a powerful storm that moved through the Boston area shortly after 9 a.m., causing significant flooding. The National Weather Service said it was a relatively modest EF-2 on the Enhanced Fujita Scale of 0 to 5.

The tornado carved a 2-mile path, generated maximum wind gusts of up to 120 mph and was about three-eighths of a mile wide at its peak, the weather service said. It touched down at 9:32 a.m. near the Chelsea-Revere line and was on the ground about 4 minutes.

Rizzo said 65 homes and businesses were damaged, 13 of them left uninhabitable. He said about 2,800 residences were without power but many were expected to have it restored by midnight.

The city opened a temporary shelter for displaced residents.

Gov. Deval Patrick said state officials would “do whatever we can to help.”

The weather service said it was the first tornado in Suffolk County, which includes Boston and the northern communities of Revere, Chelsea and Winthrop, since it began keeping records on them in 1950. It said Massachusetts has had 162 tornadoes during that time, the majority of them weak.

Rizzo said it was too early to estimate the cost of damage from the tornado, which affected an area of 3 square miles.

Officials were going door to door in the most hard-hit neighborhoods around Revere Beach Parkway and Broadway, the city’s busy commercial corridor.

Paul and Patty Carrabes said they were at work when the wind tore the roof off their Revere Beach Parkway home.

“I probably would have died if I was in there,” Patty Carrabes said.

About a block over, Luis Fonseca said emergency warnings came too late. By the time a tornado warning popped up on his cellphone, he said, he was already running to the basement with his niece and nephew as windows shattered and the wooden house swayed from side to side.

Other residents said they received the warnings roughly 10 minutes before the tornado hit, giving them enough time to find shelter.

Rizzo agreed that it “could have been nice” to get more notice to make sure residents were out of harm’s way.

“This isn’t something we’re used to in the City of Revere,” he said.

Communities across the U.S. were cleaning up Monday after strong storms.

In eastern Tennessee, officials said there were no reports of any deaths or injuries from Sunday’s storms, though at least 10 homes were destroyed. In Kentucky, the National Weather Service said some areas got softball-sized hail Sunday.

Massive hail also was reported in Michigan, where winds toppled trees and ripped the roofs off buildings. And in Ohio, some roads had been blocked by flash flooding. In Pennsylvania, nighttime storms knocked out power to thousands of customers.

In Revere, business owners Monday afternoon cleared broken glass from shattered windows and cleanup crews broke apart downed trees and fallen billboards.

Rizzo said City Hall was badly damaged and there was no decision on when city workers would return. A public ice skating rink also was damaged.

Still, a few Broadway businesses quickly reopened.

The Revere House of Pizza had a steady stream of customers by lunchtime, despite damage to its exterior.

“We’re full throttle now,” general manager Arthur Pirint said.

___

Associated Press writers Bob Salsberg, Denise Lavoie and Steve LeBlanc in Boston contributed to this report.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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