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Stories of athletes named in NCAA lawsuit

The Associated Press

Ten head-injury lawsuits filed against the NCAA were consolidated into one federal class-action suit in Chicago, where a settlement was announced Tuesday. In all of the lawsuits combined, dozens of plaintiffs who said they suffered concussions playing contact sports in college are named. Here are some of their stories:

Adrian Arrington, former Eastern Illinois football player

Arrington, a strong safety at Eastern Illinois from 2006 to 2009, initiated the first lawsuit in 2011. Arrington says he suffered five concussions playing for EIU — some so severe that he couldn’t recognize his parents later in the day. In one deposition, he describes bouts of depression, memory loss, seizures and migraine headaches that made it impossible to work or to adequately care for his three young children. He never would have played college football, he insists, had he foreseen the health consequences.

Angela Palacios, former Ouachita Baptist soccer player

Palacios suffered a concussion during soccer practice at Ouachita Baptist in Arkadelphia, Arkansas, when she and a teammate collided heads as they went for the ball. Days later when she said she didn’t feel well enough to practice, she says one coach reacted angrily, accusing her of not “being a team player.” She began playing at the school in 2010, but left a year later because of head injury issues. She said she joined the lawsuit because, “I don’t want anyone to have to go through what I went through. … The physical and emotional damages that I had to experience.”

Derek K. Owens, former Central Arkansas football player

Owens played wide receiver at Central Arkansas and also excelled academically. But after several concussions, he found he could no longer retain what he’d just studied. According to filings, “He would study for tests, but if he went to sleep he would forget what he had studied, so he started making himself stay up all night out of fear of failing (academically).” His symptoms became so debilitating he dropped out of school in 2011, telling his mother, “I feel like a 22-year-old with Alzheimer’s.”

Kyle Solomon, former Maine ice hockey player

Solomon suffered multiple concussions as a forward for Maine’s ice hockey team from 2008 to 2010. One happened during a nationally televised game in 2009, when he was slammed into the boards and blacked out, according to filings. After receiving seven stitches in the locker room, he returned to the game in the final period. Citing injuries, he left the team his sophomore season. In a deposition, he said his symptoms included depression, crippling migraines, short-temperedness and what he described as an “inability to deal with everyday tasks.”

Stanley Doughty, former South Carolina football player

Doughty, a defensive tackle at South Carolina from 2003 to 2006, describes how he was returned to a 2004 game after a devastating hit left him momentarily paralyzed; he rested for just five minutes in a locker room before going back into the game. After leaving school, the NFL’s Kansas City Chiefs signed him as an undrafted free agent but then quickly let him go. According to court filings, they told him he had a serious spinal injury associated with helmet-to-helmet collisions.

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Sources: Court filings, AP archives.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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