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Operator: Stranded boat was in restricted area

BOB SALSBERG
Associated Press

BOSTON (AP) — A group of whale watchers expecting only an afternoon tour were forced instead to spend a long night at sea after their boat was snagged by a mooring cable off Massachusetts, officials and passengers said Tuesday.

Boston Harbor Cruises, which operates the whale watch, confirmed that the 83-foot Cetacea strayed into a restricted area, and the company said it was cooperating with a Coast Guard investigation.

Some 17 hours after the voyage began, divers freed the boat early Tuesday and it docked at Boston’s Long Wharf shortly after 8 a.m. No injuries were reported for any of the 157 passengers or six crew members, but a number of people suffered seasickness during the long wait, according to passengers.

The whale watch, one of the most popular summer tourist attractions in the Boston area, came to an abrupt stop about 13 miles offshore Monday afternoon after one of the propellers became entangled with a cable in the Northeast Gateway Deepwater Port, the Coast Guard said. The facility handles large liquefied natural gas tankers entering Massachusetts Bay.

The vessel was in a “restricted management area” when it got stuck, Boston Harbor Cruises said. The company planned meetings with the captain and crew but said it would defer to the Coast Guard’s findings “as to whether or not operator error was a contributing factor to the entanglement.”

Ken Maguire, who was with his wife and two daughters, ages 6 and 9, spent a sleepless night on the vessel in choppy seas.

“It was kind of like being on the tarmac on a plane, and it’s not taking off and you are waiting and waiting, except the plane is rocking back and forth,” said Maguire, who lives in Falls Church, Virginia.

He estimated about 20 passengers got ill. At one point, the Coast Guard brought two paramedics aboard the vessel but there was little they could do to aid people who felt sick.

Divers were brought to the scene about 13 miles offshore Monday night but were unable to detach the cable, and an attempt to transfer the passengers to another vessel was aborted because of the rough seas, he said.

Another team of divers arrived with stronger equipment to detach the cable early Tuesday.

The ordeal was an adventure for Colter Bawden, 8, of Newmarket, Ontario, who was on the whale watch with his parents and sister.

“Well, I really liked it,” he said, “but everybody else got sick because it was too rocky by the waves.”

His favorite part was getting to sleep on the boat at sea, something he had never experienced before.

Passengers will receive a refund on their $50 ticket, a $100 gift card for a future Boston Harbor Cruise and $500 cash for their troubles, said Sheila Green, a spokeswoman for the operator.

Maguire said while he appreciated the gesture from the company, the former Boston resident said it was likely his family’s “first and last whale watch.”

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Associated Press writer Rodrique Ngowi contributed.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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