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Clean-air rules assailed as too much, too little

DAN ELLIOTT
Associated Press

DENVER (AP) — Hundreds of people across the country lined up Tuesday to tell the Environmental Protection Agency that its new rules for power-plant pollution either go too far or not far enough.

The agency is holding hearings this week in Atlanta, Denver, Pittsburgh and Washington on President Barack Obama’s plan to cut carbon-dioxide emissions by 30 percent by 2030, with 2005 levels as the starting point. The rules are intended to curb global warming.

Coal mines, electric utilities, labor unions, environmental groups, renewable-energy companies, government agencies, religious and civil rights organizations and others sent representatives to the hearings.

Some endorsed the proposals, while others said they were a timid response to a huge problem or an unwarranted attack on the coal industry and its employees.

John Kinkaid, a Moffat County, Colorado, commissioner, told the EPA in Denver that the rules would devastate his area, home to a major power plant.

“Energy is the lifeblood of our economy,” he said. “Moffat County deserves better than to be turned into another Detroit, Michigan.”

Retired coal miner Stanley Sturgill of Harlan County, Kentucky, traveled to Denver to tell the EPA that coal-fired plants are crippling his health and the public’s. Sturgill said he suffers from black lung and other respiratory diseases.

“The rule does not do nearly enough to protect the health of the front-line communities,” he said. “We’re dying, literally dying, for you to help us.”

In Atlanta, Jim Doyle, president of Business Forward and a former Commerce Department official in the Clinton administration, said the benefits of fighting climate change — and the extreme weather it is blamed for — outweigh the potential costs. “Over the past four years, American factories have been disrupted by typhoons in Thailand, hurricanes in the Gulf of Mexico, droughts in Texas, tornadoes in Kentucky, falling water levels across the Great Lakes and flooding in the Northeast,” he said.

Others at the Atlanta hearing said the rules could raise electricity prices and cause job losses without significantly curtailing global carbon emissions. As U.S. utilities switch to natural gas, more U.S. coal is being shipped and burned overseas.

With only five minutes each to address the EPA, scores of advocates in Denver staged rallies for or against the proposed rules.

“They’re basically trying to shut down coal, which takes away my job,” said Mike Zimmerman, a foreman at the Twentymile Mine in northwestern Colorado, who attended a rally sponsored by Americans for Prosperity.

At a rally staged by a group called Colorado Moms Know Best, Jaime Travis said the rules would cause some disruption but should be implemented. “It won’t be painless. But as a mother, I am truly worried about the future, not just of my state, but the country and the world,” she said.

The Denver meetings are the only ones being held in the West, where the topic of air pollution traditionally sets off a loud debate over environmental values and economic vitality. Three of the top 10 coal-producing states are in the West — Wyoming, Montana and Colorado. Wyoming is No. 1, producing nearly 40 percent of the U.S. total and more than three times as much as West Virginia, the No. 2 state, according to the National Mining Association.

States would have wide latitude in choosing how to meet the administration’s goals. That leaves an uncertain fate for some of the West’s large coal-fired power plants, including Montana’s 2,100-megawatt Colstrip plant.

Montana’s Democratic governor, Steve Bullock, has said at least some of Colstrip’s four units could keep operating if the state can cut emissions in other areas.

Four power plants on tribal land in Arizona, New Mexico and Utah will be dealt with under a separate proposal yet to be announced.

Even without the new rules, coal plants face increasing pressure from regulators to rein in other forms of pollution. Federal officials said Monday that Arizona’s Navajo Generating Station will produce one-third less energy by 2020 and could close by 2044 under a rule aimed at reducing haze-causing nitrogen oxide pollution.

The EPA expects 1,600 people to speak in the four cities and has already received more than 300,000 written comments, which will be accepted until Oct. 16.

EPA technical experts will listen to the comments, and a transcript will go into the EPA record, agency spokeswoman Lisa McClain-Vanderpool said. The EPA plans to release the final rules next year.

The Atlanta, Denver and Washington hearings continue Wednesday. The Pittsburgh hearings will be held Thursday and Friday.

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Online:

Guidelines to submit written comments to the EPA: http://tinyurl.com/qetmzaj

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Henry reported from Atlanta. AP writers Matthew Brown in Billings, Montana, and Felicia Fonseca in Flagstaff, Arizona, contributed to this report.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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