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AP National News Calendar

The Associated Press

Eds: Major scheduled events for the week of July 20-26. Note that many events are subject to change at the last minute.

The following economic reports will be issued in Washington (all times EST), unless otherwise noted:

SUNDAY: No events of note.

MONDAY: No events of note.

TUESDAY: Labor Department releases Consumer Price Index for June, 8:30 a.m.; National Association of Realtors releases existing home sales for June, 10 a.m.; Senate Finance Committee hearing on tax laws.; Senate Health, Education, Labor and Pensions subcommittee hearing on coal miners.

WEDNESDAY: Senate Environment and Public Works Committee hearing on the Environmental Protection Agency’s proposed carbon pollution standards for power plants.; Senate Commerce, Science and Transportation subcommittee hearing on legislation focusing on consumer protections and safety for cruise ship passengers.; House Transportation and Infrastructure subcommittee hearing on domestic aviation manufacturing.

THURSDAY: Labor Department releases weekly jobless claims, 8:30 a.m.; Freddie Mac, the mortgage company, releases weekly mortgage rates, 10 a.m.; Commerce Department releases new home sales for June, 10 a.m.

FRIDAY: Commerce Department releases durable goods for June, 8:30 a.m.

SATURDAY: No events of note.

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SUNDAY, JULY 20

No events of note.

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MONDAY, JULY 21

WASHINGTON — President Barack Obama awards the Medal of Honor to a former Army staff sergeant who, despite series injuries, fought off the Taliban during one of the bloodiest battles of the war in Afghanistan.

WASHINGTON — Transportation Secretary Anthony Foxx speaks at the National Press Club.

Netflix Inc. reports quarterly financial results after the market closes.

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TUESDAY, JULY 22

WASHINGTON — Dr. Tom Frieden, director of the Centers for Disease Control and Prevention, speaks at the National Press Club.

WASHINGTON — Senate Veterans’ Affairs Committee hearing on the nomination of Robert McDonald to be secretary of the Department of Veterans Affairs.

WASHINGTON — Senate Finance Committee hearing on tax laws.

WASHINGTON — Senate Health, Education, Labor and Pensions subcommittee hearing on coal miners.

WASHINGTON — House Veterans’ Affairs Committee hearing on patient wait times and manipulation of data.

GENEVA — Credit Suisse, the second-largest bank in Switzerland behind UBS, reports its second quarter results before the opening of trading in Zurich.

Dupont reports quarterly financial results before the market opens.

Comcast Corp. reports quarterly financial results before the market opens.

Verizon Communications Inc. reports quarterly financial results before the market opens.

Coca-Cola Co. reports quarterly financial results before the market opens.

McDonald’s Corp. reports quarterly financial results before the market opens.

Microsoft Corp. reports quarterly financial results after the market closes.

Apple Inc. reports quarterly financial results after the market closes.

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WEDNESDAY, JULY 23

President Barack Obama attends fundraisers in California for Democrats, through July 24.

WASHINGTON — Senate Agriculture, Nutrition and Forestry Committee hearing on feeding America’s school children.

WASHINGTON — Senate Environment and Public Works Committee hearing on the Environmental Protection Agency’s proposed carbon pollution standards for power plants.

WASHINGTON — Senate Commerce, Science and Transportation subcommittee hearing on legislation focusing on consumer protections and safety for cruise ship passengers.

WASHINGTON — House Homeland Security Committee hearing on the threat of terrorism and the 911 system.

WASHINGTON — House Transportation and Infrastructure subcommittee hearing on domestic aviation manufacturing.

WASHINGTON — House Transportation and Infrastructure subcommittee hearing on U.S. policy in the Arctic.

WASHINGTON — House Foreign Affairs Committee hearing on Iraq.

FRANKFURT, Germany — Automaker Daimler AG, parent company of Mercedes-Benz, reports second-quarter earnings.

Altria Group Inc. reports quarterly financial results before the market opens.

PepsiCo Inc. reports quarterly financial results before the market opens.

Boeing Co. reports quarterly financial results before the market opens.

Delta Air Lines Inc. reports quarterly financial results.

AT&T Inc. reports quarterly financial results after the market closes.

Discover Financial Services reports quarterly financial results after the market closes.

Facebook Inc. reports quarterly financial results after the market closes.

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THURSDAY, JULY 24

WASHINGTON — House Foreign Affairs subcommittee hearing on U.S.-India relations.

WASHINGTON — House Foreign Affairs subcommittee hearing on Egypt.

WASHINGTON — Acting Veterans Affairs Secretary Sloan Gibson is scheduled to testify at a House Veterans’ Affairs Committee hearing.

MADRID — Spain’s National Statistics Institute releases unemployment figures for the second quarter.

GENEVA — Swiss drugmaker Roche reports half-year results

HELSINKI — Nokia releases second-quarter results.

Ford Motor Co. reports quarterly financial results before the market opens.

Reynolds American Inc. reports quarterly financial results before the market opens.

3M Co. reports quarterly financial results before the market opens.

Caterpillar Inc. reports quarterly financial results before the market opens.

American Airlines Group Inc. reports quarterly financial results before the market opens.

General Motors Co. reports quarterly financial results before the market opens.

Southwest Airlines Co. reports quarterly financial results before the market opens.

Union Pacific Corp. reports quarterly financial results before the market opens.

Amazon.com Inc. reports quarterly financial results after the market closes.

Visa Inc. reports quarterly financial results after the market closes.

Starbucks Corp. reports quarterly financial results after the market closes.

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FRIDAY, JULY 25

BERLIN — Germany’s Ifo institute releases its monthly business confidence index, a key indicator for Europe’s biggest economy.

PARIS — French dairy and bottled water company Danone reports its half-year earnings.

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SATURDAY, JULY 26

No events of note.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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