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Netherlands beats host Brazil 3-0 to finish 3rd

By WTOP Staff

TALES AZZONI
AP Sports Writer

BRASILIA, Brazil (AP) — When it was all over, it was the Netherlands receiving a standing ovation from the Brazilian crowd. Brazil walked off the field to boos, after another demoralizing loss to end its home World Cup.

The Netherlands’ remarkable campaign ended on a high note after Robin van Persie and Daley Blind scored early goals to help give the team a 3-0 win over Brazil in the third-place game on Saturday.

“We can look back at a very successful tournament,” Dutch coach Louis Van Gaal said. “I’m proud of my players.”

The Netherlands finishes a World Cup unbeaten in regular play for the first time, having lost to Argentina on penalties in the semifinals. After finishing runner-up in 2010, the third place is the best position for the Dutch squad since it lost the final in 1974 and 1978.

The Brazilian fans loudly greeted the Dutch players after they received the third-place medals, applauding on their feet.

“I would like to thank all people in Brazil for their great support,” Arjen Robben said. “For us it was the best way to end this tournament. We fully deserved third place the way we played. It’s a very big achievement.”

The loss added to Brazil’s frustration at the home tournament following the disastrous 7-1 defeat to Germany. After the final whistle, the team was loudly booed by the nearly 70,000 fans that attended the match at the National Stadium in Brasilia. Many had already left even before the late third goal by the Dutch. It’s the first time since 1940 that Brazil lost two consecutive competitive games on home soil.

“It’s a terrible feeling, I don’t know what to say,” Oscar said. “After a huge loss to Germany, today we tried our best from the beginning to win third place but it wasn’t our day. We have to see what went wrong so we can improve for the future.”

Brazil conceding 14 goals in the tournament, the most ever for the team. The previous worst had been 11 goals in the 1938 World Cup. Now it conceded 10 in its last two games.

“It was supposed to be an even match but after the early goal things started going their way,” Scolari said. “I don’t think we played that bad. The players fought hard from the start. They created chances, so it’s difficult to lose 3-0. But they deserve all the credit in the end, they reached the semifinals.”

Van Persie converted a penalty kick three minutes into the match after Robben was brought down by Brazil captain Thiago Silva on the edge of the area. Blind added to the lead in the 17th with a shot from near the penalty spot after defender David Luiz made a mistake while trying to clear a cross in front of the goal. Georginio Wijnaldum rounded off the win in injury time with a shot inside the near post.

“The most beautiful was our resilience. We were knocked out but we came back and finished third,” Wijnaldum said. “We wanted to close it out well.”

Brazil looked lost from the start, making many of the same defensive mistakes that marked the historic defeat to the Germans four days ago. The Netherlands took advantage with quick passes and speed in the attack.

Silva had to foul Robben after being beaten on the run, leading to van Persie’s firm left-foot shot into the right upper corner to put the Dutch ahead.

The Dutch wanted a red card for Silva for a professional foul, but Algerian referee Djamel Haimoudi only gave him a yellow. Silva had missed the semifinal against Germany because of a yellow card suspension.

Blind added to the lead after Luiz failed to clear a cross, heading the ball right back to the Dutch defender for an easy goal.

Wijnaldum closed the scoring in injury time with a goal from inside the area after a cross by Daryl Janmaat.

“It’s frustrating,” Silva said. “We didn’t deserve to have it end like this. But unfortunately it’s football. I have to apologize to our people. The fans supported us even during the 7-1 loss and again today. They booed in the end, but it was normal. They have feelings too.”

It was the fourth time Brazil played in a third-place match. It beat Sweden in 1938 and Italy in 1978, and the only other loss had come against Poland in 1974.

The Netherlands had played in the third-place match one other time. It fell to Croatia 2-1 in 1998 after being beaten by Brazil in the semifinals.

Van Gaal, in his final match with the Netherlands before joining Manchester United, had to play without midfielder Wesley Sneijder, who was injured while warming up for the game.

Scolari made six changes from the team that started in the loss against Germany, the national team’s worst defeat in its 100-year history.

___

Lineups:

Brazil: Julio Cesar; Maicon, David Luiz, Thiago Silva, Maxwell; Luiz Gustavo (Fernandinho, 46), Paulinho (Hernanes, 57), Ramires (Hulk, 73), Willian, Oscar; Jo.

Netherlands: Jasper Cillessen (Michel Vorm, 90); Dirk Kuyt, Ron Vlaar, Stefan de Vrij, Bruno Martins Indi, Jordy Clasie (Joel Veltman, 90), Daley Blind (Daryl Janmaat, 70); Georginio Wijnaldum, Jonathan de Guzman; Arjen Robben, Robin van Persie.

___

Follow Tales Azzoni at http://www.twitter.com/tazzoni

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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