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Israel calls for north Gaza residents to evacuate after brief ground raid as offensive widens

By WTOP Staff

JERUSALEM (AP) — Israel is warning residents of northern Gaza to evacuate their homes as it widens its offensive.

With Israel massing tanks and soldiers at Gaza’s borders, some fear a wider ground offensive is imminent. Prime Minister Benjamin Netayahu told a Cabinet meeting today: “It might take a long time.”

Palestinians with foreign passports have been leaving Gaza through a border crossing into Israel, which is cooperating in the evacuation.

Early today, Israeli troops launched a brief raid into northern Gaza to destroy what the military describes as a rocket-launching site. Four soldiers were wounded.

Neither Israel nor Palestinian militants show signs of agreeing to a cease-fire, despite calls by the United Nations Security Council and others to end the increasingly bloody six-day offensive.

Israel says it has launched more than 1,300 air strikes since the offensive began, while Palestinian militants have launched more than 800 rockets at Israel. The Palestinian death toll has risen to more than 160. There have been no Israeli fatalities.

%@AP Links

057-r-11-(Sound of incoming missiles reaching their targets and exploding in succession., from rooftop camera tracking Gaza skyline)–Sound of incoming missiles reaching their targets and exploding in succession in Gaza City. (13 Jul 2014)

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036-r-13-(Sound of sirens, as ambulances arrive at a hospital in Gaza City with casualties from Israeli air strikes)–Sound of sirens as ambulances arrive at a hospital in Gaza City with casualties from Israeli air strike. (13 Jul 2014)

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040-r-10-(Sound of siren blaring, in central Jerusalem)–Sound of siren blaring in central Jerusalem. (13 Jul 2014)

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038-r-17-(Sound of armored personnel carriers, driving over the sand in southern Israel)–Sound of armored personnel carriers, driving over the sand in southern Israel. (13 Jul 2014)

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APPHOTO HM109: Palestinians flee their homes to take shelter at the United Nations school in Gaza City, Sunday, July 13, 2014. Israel briefly deployed ground troops inside the Gaza Strip for the first time early Sunday as its military warned northern residents to evacuate their homes, part of a widening campaign against militant rocket fire that’s seen more than 160 Palestinians killed. Israel accuses Hamas of using Gaza’s civilians as human shields by firing rockets from there. Critics say Israel’s heavy bombardment of one of the most densely populated territories in the world is itself the main factor putting civilians at risk. (AP Photo/Hatem Moussa) (13 Jul 2014)

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APPHOTO HM103: Palestinians gather outside the damaged house of Gaza’s police chief Taysir al-Batsh after it was hit by an Israeli missile strike in Gaza City, Sunday, July 13, 2014. The strike that hit the home and damaged a nearby mosque as evening prayers ended Saturday, killed at least 18 people, wounded 50 and left some people believed to be trapped under the rubble, said Palestinian Health Ministry official Ashraf al-Kidra. (AP Photo/Hatem Moussa) (13 Jul 2014)

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APPHOTO KH108: Displaced Palestinians seek refuge in a United Nations school in Gaza City after fleeing their homes Sunday, July 13, 2014. Israel has called on residents of the northern Gaza Strip to evacuate their homes, suggesting a coming attack after its troops earlier launched a brief raid. (AP Photo/Khalil Hamra) (13 Jul 2014)

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Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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