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Appeals court upholds EPA’s mining restraints

WASHINGTON (AP) — A federal appeals court on Friday upheld the Obama administration’s environmental protections designed to reduce water pollution from mountaintop-removal coal mining.

In a 3-0 decision, the U.S. Court of Appeals for the District of Columbia Circuit said the Environmental Protection Agency acted within its authority when it instituted two measures under the Clean Water Act that address damage from surface mining.

Under a process set up in 2009, EPA began screening mining permit applications made to the U.S. Army Corps of Engineers, initiating discussions with the Corps on proposed mining projects that EPA considered likely to damage navigable waters.

In 2011, the EPA recommended that states impose more stringent conditions for issuing mining permits. EPA may object if the permit, in the agency’s view, does not meet state water quality standards or other provisions of the Clean Water Act.

In the appeals court ruling, Judge Brett Kavanaugh said the EPA’s recommendation, known as a “final guidance,” is not an agency action reviewable by the courts. If an applicant is denied a permit, the applicant may then challenge the denial in court.

In a statement, EPA welcomed the ruling and said it is committed to consistently using its authority under the Clean Water Act to protect the health and environment of Appalachian communities.

The agency says it is working with states, mining companies and the public to enable environmentally responsible mining projects to move forward.

Mary Anne Hitt, director of Sierra Club’s Beyond Coal Campaign, said the EPA has a critical role to play in ensuring the safety of Appalachian waterways and that states simply cannot do the job themselves.

Jim Hecker, an attorney at the public interest law firm Public Justice, said lower court decisions that the mining industry “trumpeted as examples of EPA overreach” have now — with Friday’s decision — been reversed and the federal government’s decision upheld.

Rep. Shelley Moore Capito, R-W. Va., said the appeals court decision would allow the EPA to delay the permitting process and cost West Virginia jobs.

Capito said as the EPA and Corps operate now, their guidance is not subject to public notice and comment. She said she introduced the Coal Jobs Protection Act to create clear deadlines and transparency on permitting.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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