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A series explores virginity and when to lose it

By WTOP Staff

FRAZIER MOORE
AP Television Writer

BEVERLY HILLS, Calif. (AP) — The media glorify sex, especially when targeting young people.

MTV’s new docu-series “Virgin Territory” focuses on a range of 20-something virgins as they grapple with deciding when, if not as soon as possible, would be the right time to alter their status. The series premieres Wednesday at 11 p.m. EDT.

“I am a virgin,” one of the show’s subjects, 22-year-old Dominique Sullivan, told reporters Friday at the summer TV critics’ tour. “In the media you don’t see that many virgins at all. We don’t get much sunshine. We get a lot of flak. We can still have fun — but we can also save ourselves.”

Alongside her on the panel was Lisa Youngerman, who was no less prepared for the obvious question: Why did you agree to be on this reality show?

“I waited until I was married to have sex,” said the 23-year-old Youngerman, who said her religious faith played a strong role in her waiting. “I wanted young girls and young men to see that this is a possible decision.”

Youngerman laughed when asked how her family reacted to her doing the show: “What father doesn’t love the idea that your daughter’s not having sex?”

Alex Melger, 21, grew up in a small, conservative Arizona town where he felt he couldn’t be openly gay. Then he became part of “Virgin Territory.”

“I love talking about sex, but I’m not having it, though,” he said. “How can I talk about it when I’m not having it?”

He proved up to the task.

“I think you’re going to be surprised,” he predicted for viewers of the show. “You’re going to see women who want to lose it, women who want to keep it, men who want to lose it, men who want to keep it. It’s going to change the way that we look at how each gender wants sex.”

If most media make virginity seem like something to lose as quickly as possible, Melger acknowledged that the average person can’t escape that widespread message.

“But you’re your own person,” he added. “You make your own decisions.”

The stated aim of “Virgin Territory” is to highlight people who are making that kind of decision, and what led them to make it.

___

Contact Frazier Moore at http://twitter.com/tvfrazier .

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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